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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011

Re: Best Buy mastercard?

OMG $59 AF is crazy! Yes, I would axe them ASAP!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)

Super Contributor
Posts: 6,672
Registered: ‎04-07-2008

Re: Best Buy mastercard?

maiden_girl wrote:

OMG $59 AF is crazy! Yes, I would axe them ASAP!

My BBRZMC has an $800 with a $59 AF. I havent used this card in over 2 years. I think they dont ax me for hte $59 AF. It's easy money for them. Imagine about 100,000 people pay this AF and don't use the card. That's an easy buck for them Smiley Happy


Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012

Re: Best Buy mastercard?

Yeah I got approved for that silly card in '09 when attempting to get the Best Buy Card for my Iphone. I got a $59 AF and $500. Knowing that my cred was better than that even then with Cap One and Chase maxed out LOL I closed it immediately. If you need it to build credit, keep it a little bit... But monitor your credit and when your scores are 650-680-700'ish with higher limits --$2k+ "chop it" and get a diff card. Any card with an annual fee is BAD! The only one I have is an Orchard Bank card, BUT the AF is only $39, and it's a 6 year old account with a $1,500 limit.
Best wishes 
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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