OMG $59 AF is crazy! Yes, I would axe them ASAP!
My BBRZMC has an $800 with a $59 AF. I havent used this card in over 2 years. I think they dont ax me for hte $59 AF. It's easy money for them. Imagine about 100,000 people pay this AF and don't use the card. That's an easy buck for them