Credit Cards

[creditdreamera]

Does anyone have this card? It was the first credit card I set my twinkly eyes on and I finally got it about four months ago. Then of course, just my luck, about a month later I got a letter informing me that Capital One bought the card there goes my chance of building up my CL!

[WhiteCollar]

I do as well as many others on this site. I was fortunate to get a CLI of $1k (had the card for nearly 2 years) just as or right before Cap One took over. I'm not fan of Cap One and now often contemplate closing this account. 

[Jlu]

Keep it til the AF hits then close it. You have much better revolving credit options in your wallet. 

[WhiteCollar]

You can threaten to close the account, they usually counter with waving the annual fee.  This tactic worked for me. 

[Jlu]

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PrettyNPink wrote:

You can threaten to close the account, they usually counter with waving the annual fee.  This tactic worked for me. 

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+1

OT: PrettyNPink did you see my post on your JPM Select thread? 

[WhiteCollar]

Jlu-Thanks, I did and responded. 

[Jlu]

Okay good. I just didn't want you to get an unpleasant surprise.

I'm done with the derailing, the train is back on schedule!

[jsucool76]

Do we even know if OP has AF version?  

[Jlu]

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jsucool76 wrote:

Do we even know if OP has AF version?  

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Good point. If he does have $0 AF what's the point of this thread?

$0 AF gets socked while AF gets chopped. 

That's how we roll. 

[jsucool76]

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Jlu wrote:

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jsucool76 wrote:

Do we even know if OP has AF version?  

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Good point. If he does have $0 AF what's the point of this thread?

$0 AF gets socked while AF gets chopped. 

That's how we roll. 

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That is how I pretty much answer all of these threads.