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Best Buy mastercard?

New Contributor

Best Buy mastercard?

Does anyone have this card? It was the first credit card I set my twinkly eyes on and I finally got it about four months ago. Then of course, just my luck, about a month later I got a letter informing me that Capital One bought the card Smiley Mad there goes my chance of building up my CL!

EX -682
EQ -658
TU -663
Message 1 of 23
22 REPLIES
Frequent Contributor

Re: Best Buy mastercard?

I do as well as many others on this site. I was fortunate to get a CLI of $1k (had the card for nearly 2 years) just as or right before Cap One took over. I'm not fan of Cap One and now often contemplate closing this account. 

Message 2 of 23
Established Contributor

Re: Best Buy mastercard?

Keep it til the AF hits then close it. You have much better revolving credit options in your wallet. 

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 3 of 23
Frequent Contributor

Re: Best Buy mastercard?

You can threaten to close the account, they usually counter with waving the annual fee.  This tactic worked for me. 

Message 4 of 23
Established Contributor

Re: Best Buy mastercard?


PrettyNPink wrote:

You can threaten to close the account, they usually counter with waving the annual fee.  This tactic worked for me. 


+1

 

OT: PrettyNPink did you see my post on your JPM Select thread? 

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 5 of 23
Frequent Contributor

Re: Best Buy mastercard?

Jlu-Thanks, I did and responded. 

Message 6 of 23
Established Contributor

Re: Best Buy mastercard?

Okay good. I just didn't want you to get an unpleasant surprise.

 

I'm done with the derailing, the train is back on schedule!

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 7 of 23
Super Contributor

Re: Best Buy mastercard?

Do we even know if OP has AF version? Smiley Tongue 

Message 8 of 23
Established Contributor

Re: Best Buy mastercard?

 


jsucool76 wrote:

Do we even know if OP has AF version? Smiley Tongue 


Good point. If he does have $0 AF what's the point of this thread?

 

$0 AF gets socked while AF gets chopped. 

 

That's how we roll. 

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 9 of 23
Super Contributor

Re: Best Buy mastercard?


Jlu wrote:

 


jsucool76 wrote:

Do we even know if OP has AF version? Smiley Tongue 


Good point. If he does have $0 AF what's the point of this thread?

 

$0 AF gets socked while AF gets chopped. 

 

That's how we roll. 


That is how I pretty much answer all of these threads. Smiley Tongue 

Message 10 of 23