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Just got notice in the mail that they are changing the terms and conditions of my account. From 20.xx% to 25.99.
It doesnt really matter as I only use it for the 0% offers, but man, I thought that 20% was bad.
Anyway just thought I'd share with you.
@lsutigers03 wrote:
One thing I've been wondering about Best Buy is the debt cancellation that is on every statement. I always use the 0% deals but every month there a charge for debt cancellation. So this leads me to believe that you can never buy anything on a Best Buy credit card that is same as cash.
You need to follow up on this with Best Buy. I've never had any such charge on a statement. It's very easy to unknowingly agree to something amongst all the fine print. Call and ask about this.
(myfico)
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
CC interest free as of 8/09
Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".
@MarineVietVet wrote:
@lsutigers03 wrote:
One thing I've been wondering about Best Buy is the debt cancellation that is on every statement. I always use the 0% deals but every month there a charge for debt cancellation. So this leads me to believe that you can never buy anything on a Best Buy credit card that is same as cash.You need to follow up on this with Best Buy. I've never had any such charge on a statement. It's very easy to unknowingly agree to something amongst all the fine print. Call and ask about this.
(myfico)
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
CC interest free as of 8/09
Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".
Ok I called and canceled it. Geez they really really try to make you keep it. I really hated Best Buy for this charge but its HSBC that is charging it not Best Buy. Now my 0% purchases can truly be 0%. I wonder how much they are making off of people with this stupid charge?
Ok I called and canceled it. Geez they really really try to make you keep it. I really hated Best Buy for this charge but its HSBC that is charging it not Best Buy. Now my 0% purchases can truly be 0%. I wonder how much they are making off of people with this stupid charge?
Good for you!!! What exactly was this "debt cancellation" charge meant to do?