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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Best Buy store card success...........VERY HAPPY

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‎02-23-2013 06:54 PM

In 2008 I was approved for a BB store card..plan B account....max CL of 750...,,,..reapplied a 6 monhs ago (was trying or a plan A account no CL cap).....

approved for second plan B account..750 CL MAX again...

called cap one exec..got acounts combined..1500 max cl....it did not work for me and i shut it down 30 days ago ...yesterday i get a call from somone at Cap One last week who says that they are from the " presidents office " wondering why i closed the account...explained that i needed an account that would grow with me....she said t hat they would review my account and see what she could do for me.

 

fast forward to today......i got call from same lady who says he account has been converted to a plan A account  with a 4000 Cl all with same date opened date of 2008....SCORE......

pretty happy....I know that the cc accounts have been sold to Citi....i hope all is good.....

 

 

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: Best Buy store card success...........VERY HAPPY

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‎02-23-2013 07:16 PM

Yeah! Thats awesome!!! But what do you mean by plan B and A ? Ive never heard of that with the best buy cards.

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Best Buy store card success...........VERY HAPPY

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‎02-23-2013 07:32 PM

BearsAndTurtlesRtheBest wrote:

Yeah! Thats awesome!!! But what do you mean by plan B and A ? Ive never heard of that with the best buy cards.

b accounts are extended lines of credit for people with not so great credit ....CL given intially is max....never a cli.....A accounts are regular cl that will at somepoint be eligible for cli

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Established Member
Nocturnal
Posts: 46
Registered: ‎09-29-2011

Re: Best Buy store card success...........VERY HAPPY

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‎02-23-2013 07:54 PM

Interesting since I had a CL of 1250.00 and tried to hit the cli button and was denied with a message saying that I am at the max and there is no cli available period.

Gardening as of 02/24/2013
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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Best Buy store card success...........VERY HAPPY

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‎02-24-2013 08:18 AM

Scoooore! Congrats :-)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: Best Buy store card success...........VERY HAPPY

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‎02-24-2013 11:26 AM

@amercnchopz34 wow i had no clue. Thanks!

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
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Mega Contributor
LS2982
Posts: 14,435
Registered: ‎04-09-2011

Re: Best Buy store card success...........VERY HAPPY

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‎02-24-2013 11:46 AM

CONGRATS!!!!

That is awesome Cap1 called you about it, never would have thought they would do that!


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Best Buy store card success...........VERY HAPPY

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‎02-24-2013 01:52 PM

That's great, Congrats!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: Best Buy store card success...........VERY HAPPY

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‎02-24-2013 02:11 PM

Congrats! I was approved 3 weeks ago for a Best Buy card with a $2500 limit. I have not received my card in the mail yet. I hope I am on plan A. Anyway to tell by looking at the card if it is plan A or B?
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
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Mega Contributor
LS2982
Posts: 14,435
Registered: ‎04-09-2011

Re: Best Buy store card success...........VERY HAPPY

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‎02-24-2013 02:15 PM

MovingForward_2012 wrote:
Congrats! I was approved 3 weeks ago for a Best Buy card with a $2500 limit. I have not received my card in the mail yet. I hope I am on plan A. Anyway to tell by looking at the card if it is plan A or B?

The CL. You got above $750 so your Plan A. It also says it on your reciept if you applied in-store.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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