I applied online for my DH 2 weeks ago and got the 7-10 day message. Finally received his denial letter..."Recent Ch. 7 Bankruptcy" as the only listed reason.
For data points. BB pulled EX. My DH's current EX 667, but he just got +28 pts today, which means his score was EX 639 at the time we applied at BB. His current revolving debt is $170, and total income is $99,800. Total debt under $25,000.
He is at the start of his rebuild. Only has CO QS 1 ($500 SL), Wayfair ($750 SL), and Target ($300 SL) in the last 2 months. He has been an AU on my 20 yo's Discover since 5/17 ($2000 CL).
