cancel
Showing results for 
Search instead for 
Did you mean: 

Best CC for low interest?

Frequent Contributor

Best CC for low interest?

What is best CC offer you know of for low-interest (not rewards) credit cards? I already have a Capital One at 7.9% - what else is there? I'm not looking for a great introductory offer, just a good APR. Thanks!
Message 1 of 5
4 REPLIES
Regular Contributor

Re: Best CC for low interest?

Your best bet is going to be local credit unions. They're also a lot less likely to rate jack you once you carry a balance. Although, 7.9% is very good...
Message 2 of 5
Senior Contributor

Re: Best CC for low interest?



ace9848 wrote:
What is best CC offer you know of for low-interest (not rewards) credit cards? I already have a Capital One at 7.9% - what else is there? I'm not looking for a great introductory offer, just a good APR. Thanks!


you may want to focus your search on cu card options so you don't have to worry so much about climate issues, like getting rate jacked whilst carrying a bal.  here's the lowest rate on a cu card that i've seen: 
 
 
http://www.partners1stcu.org/ check eligibility, currently lists visa platinum at 4.99 variable.
 
 
2 relatively 'low rate' bank cards:
simmons first offers solid low rate card(s) mostly for squeaky clean records w 750+ score .  7.25 fixed apr
 
citi platinum select currently goes as low as 8.49 variable upon app., i believe, depending on history


Message Edited by score_building on 09-29-2008 07:48 AM
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 3 of 5
Frequent Contributor

Re: Best CC for low interest?

Will a credit union allow me to have a credit card without other types of accounts?
Thanks!
Message 4 of 5
Regular Contributor

Re: Best CC for low interest?

Usually you have to have at least a savings account with a CU before you can get any of their services like CCs or Loans.  I orignally opened an account at my CU to get a car loan.  I liked it so much that I eventually eneded up transfering all my bank accounts there.
 
 
2017/09 FICO8: EQ:585, TU:549, EX:580
2017/11 FICO8: EQ:644, TU:600, EX:619
Message 5 of 5