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Best CC for paying those bills.

Valued Contributor

Re: Best CC for paying those bills.


emptypockets wrote:

If you do a search, there is a post somewhere about some Internet and cable providers still getting the 5% cash back from Cash+ under the cell phone Category. For Insurance, you are kind of out of luck, unless Citi Dividend offers it as a rotating Category again (they did last year for a Quarter).


That post was written before the change, based on what the poster was told by a CSR.  I selected Cell Phone for this quarter, but when my combined Verizon bill (landline/wireless/internet, but coming from Verizon Communications rather than Verizon Wireless) posted, I got 1%, and service confirmed that it needs to have the wireless MCC.

Message 11 of 15
Valued Contributor

Re: Best CC for paying those bills.

http://ficoforums.myfico.com/t5/Credit-Cards/Very-Good-News-For-US-Bank-Cash-card-members-from-April...

 

The very first post reports that "All the transactions which had MCC of any of 4812, 4814 or 4899 will continue to be eligible for 5% cash back from 1st Apr 2013 under cell phone category." This includes Dish Network, Comcast, and AT&T internet will all continue to qualify for 5% category under New category - Cell Phone.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 12 of 15
Valued Contributor

Re: Best CC for paying those bills.


emptypockets wrote:

http://ficoforums.myfico.com/t5/Credit-Cards/Very-Good-News-For-US-Bank-Cash-card-members-from-April...

 

The very first post reports that "All the transactions which had MCC of any of 4812, 4814 or 4899 will continue to be eligible for 5% cash back from 1st Apr 2013 under cell phone category." This includes Dish Network, Comcast, and AT&T internet will all continue to qualify for 5% category under New category - Cell Phone.


Yes, and as my post above says, that turns out not to be true!  My transaction posted as 4899 and got 1% only.

Message 13 of 15
Valued Contributor

Re: Best CC for paying those bills.

Barclays Rewards gives 2% cash back on utilities, gas, and groceries all the time.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 14 of 15
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Valued Contributor

Re: Best CC for paying those bills.


MovingForward_2012 wrote:
Barclays Rewards gives 2% cash back on utilities, gas, and groceries all the time.

And the Priceline Visa from Barclays gives 2% on everything all the time!

Message 15 of 15