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Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Best CC for paying those bills.

Now that the new quarter has started and US Bank no longer offers 5% bill payment I am curious as to what fellow members here use for their bills. Such as insurance, Cable, Internet etc. Im going to continue using my Cash+ for my cell phones but want to utilize another card for my other bills. any suggestions?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Member
theeurotuner
Posts: 29
Registered: ‎03-28-2013
0

Re: Best CC for paying those bills.

Discover, if you do bill pay through discover you get 2% cash back with the more or the it. And I believe 3 or 4 miles pet dollar with the escape. Which is 3-4% cash back. Not sure about the escape but pretty sure about the others
Chase Freedom - 5k, Discover it - 15k, Discover Escape: 17k
USAA World MasterCard: 10k, Walmart - 4900,P.C. Richards - 5k
Lowes - 5k, Capital One - 1k - Closed 3/13 ( horrible csr's)
Bank Of America 1 2 3 Cash - 12.5K, Amazon - 4K

EQ: 730 EX FAKO - 690 TU - 746
Established Contributor
CribDuchess
Posts: 659
Registered: ‎09-12-2011
0

Re: Best CC for paying those bills.


iMacDrew wrote:

Now that the new quarter has started and US Bank no longer offers 5% bill payment I am curious as to what fellow members here use for their bills. Such as insurance, Cable, Internet etc. Im going to continue using my Cash+ for my cell phones but want to utilize another card for my other bills. any suggestions?


I'm in the same boat.  I am really missing that bill pay category!  I'm thinking about app'ing for the Priceline Visa to get 2%.  Until then, I'm probably going to use my Cap One Cash Rewards card for the 1.5%.  Seems so paltry in comparison to the 5%!!  :smileysad:

FICOs: TU08 841 10/6/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 800 11/8/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: Best CC for paying those bills.


CribDuchess wrote:

iMacDrew wrote:

Now that the new quarter has started and US Bank no longer offers 5% bill payment I am curious as to what fellow members here use for their bills. Such as insurance, Cable, Internet etc. Im going to continue using my Cash+ for my cell phones but want to utilize another card for my other bills. any suggestions?


I'm in the same boat.  I am really missing that bill pay category!  I'm thinking about app'ing for the Priceline Visa to get 2%.  Until then, I'm probably going to use my Cap One Cash Rewards card for the 1.5%.  Seems so paltry in comparison to the 5%!!  :smileysad:


I know im just glad I got 1 more rewards redemption + the  $25 gift card. I might go with the Discover It but its the lowest limit I have and although I PIF my bills are spread out so there will most likely be something reporting at the end of the month. I also dont like how the only way I can redeem for cash before $50 is by purchasing something from Amazon.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Best CC for paying those bills.


theeurotuner wrote:
Discover, if you do bill pay through discover you get 2% cash back with the more or the it. And I believe 3 or 4 miles pet dollar with the escape. Which is 3-4% cash back. Not sure about the escape but pretty sure about the others

i think it's stoped on Dec 2012. Correct me if i'm wrong ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Best CC for paying those bills.

If you are willing to get business cards, the Chase Ink series gives 5% for phones/internet/cable (up to $50K a year, which hopefully is enough for most!)

Frequent Contributor
scientifics
Posts: 411
Registered: ‎05-01-2010
0

Re: Best CC for paying those bills.


nicholasyud wrote:

theeurotuner wrote:
Discover, if you do bill pay through discover you get 2% cash back with the more or the it. And I believe 3 or 4 miles pet dollar with the escape. Which is 3-4% cash back. Not sure about the escape but pretty sure about the others

i think it's stoped on Dec 2012. Correct me if i'm wrong ???


That promo stopped on my account Dec. 2012 and was just for autopayments (not Bill Pay) of utilitiy bills.

Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Best CC for paying those bills.

so can i still do this with discover IT?
How do I have to pay to qualify for 2%? just charge it to my card?

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Best CC for paying those bills.

They stop that promo....

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor
emptypockets
Posts: 1,004
Registered: ‎02-03-2009
0

Re: Best CC for paying those bills.

If you do a search, there is a post somewhere about some Internet and cable providers still getting the 5% cash back from Cash+ under the cell phone Category. For Insurance, you are kind of out of luck, unless Citi Dividend offers it as a rotating Category again (they did last year for a Quarter).


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (12/2014): 803; EX (6/14): 775

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