After getting rid of my last CAs this month, here is what is left on my 7yr history based off of my reports directly from EQ/TU/EX.
I would appreciate input as to what cards I could realistically app for (and yes I've looked at whogavemecredit).....as well as what not to waste my time with. Current FICOs in siggy, but scores should be going up a bit in next few weeks.
OH and I have 2 hard inquiries, one 12/2012 and the other 7/2011
I was thinking of apping for:
Lowes
Macys
Visa @ my CU
Wal Mart
| OPEN ACCOUNTS | Date Opened | LIMIT | BALANCE | 30-DAY | 60-DAY | 90-DAY | 120-DAY | NOTES/COMMENTS |
| ACS/BOFA | 11/2005 | $7,928.00 | $7,921.00 | 02/2011 | 05/2010 | 06/2010 | STUDENT LOAN - DEFERRED | |
| FLSA/AES | 10/2012 | $1,400.00 | $1,223.00 | STUDENT LOAN - DEFERRED | ||||
| FLSA/AES | 10/2012 | $2,334.00 | $2,334.00 | STUDENT LOAN - DEFERRED | ||||
| FLSA/AES | 05/2012 | $3,539.00 | $3,539.00 | STUDENT LOAN - DEFERRED | ||||
| FLSA/AES | 05/2012 | $1,658.00 | $1,612.00 | STUDENT LOAN - DEFERRED | ||||
| FLSA/AES | 05/2102 | $4,194.00 | $4,190.00 | STUDENT LOAN - DEFERRED | ||||
| FLSA/AES | 09/2011 | $4,500.00 | $4,500.00 | STUDENT LOAN - DEFERRED | ||||
| FINGERHUT | 04/2005 | $135.00 | $0.00 | (I'VE NEVER USED THIS, DON'T KNOW WHY I EVER GOT IT HAHA) | ||||
| LES SCHWAB | 07/2004 | $574.00 | $0.00 | 06/2006 | (LES SCHWAB SHOWS THIS CLOSED, BUT CR SHOWS OPEN) |
| CLOSED ACCOUNTS | Date Opened | Date Closed | Balance | 30-DAY | 60-DAY | 90-DAY | 120-DAY | NOTES/COMMENTS |
| ACS BOFA | 09/2006 | 05/2012 | $0.00 | 02/2011 | 05/2010 | 06/2010 | STUDENT LOAN PAID AND CLOSED | |
| SLFA | 10/2003 | 05/2012 | $0.00 | 02/2011 | 05/2010 | 06/2010 | STUDENT LOAN PAID AND CLOSED | |
| LES SCHWAB | 07/2007 | 01/2010 | $0.00 | 9/09 & 10/07 | 10/09 & 11/07 | 11/2009 | HIGH CREDIT 463 / PAID AND CLOSED |
| CHARGE OFFS | Date Opened | DOFD | HIGH CREDIT | BALANCE | |
| CAP ONE/HSBC | 12/2006 | 08/2008 | $638.00 | $0.00 | CHARGE OFF |
| CAP ONE/HSBC | 03/2008 | 07/2008 | $604.00 | $0.00 | CHARGE OFF |
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