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Best CC rewards program?

Frequent Contributor

Best CC rewards program?

What CC offers the best rewards package in terms of % back in rewards? Also, do you get a higher % if you go for frequent flyer miles, etc...?
 
I have 3% in 3 highest categories on my chase. But I have 5% back for gas on my Discover.  These seem pretty good - but can I do better?
Message 1 of 7
6 REPLIES
Senior Contributor

Re: Best CC rewards program?

Penfed Cash Back card is one of the best all things considered.
Message 2 of 7
Frequent Contributor

Re: Best CC rewards program?

What are the terms for Penfed?
Message 3 of 7
Regular Contributor

Re: Best CC rewards program?

13.99% fixed APR 5% back on gas 2% back on groceries 1.25% back on everything else.

Here is the real kicker they automatically credit you the bonus each month no waiting on reaching some minimum to cash out.
FICO TU 730 EQ 731 EX 706
Message 4 of 7
Frequent Contributor

Re: Best CC rewards program?

thanks - is there a cap on penfed?
Message 5 of 7
Valued Contributor

Re: Best CC rewards program?

No caps. IME and IMHO Penfed is the best cashback card.
IN VINO VERITAS.
Message 6 of 7
Moderator Emerita

Re: Best CC rewards program?

No cap, plus your rebate is credited on to your statement every month. You don't have to wait until you've accumulated some mystery figure or alternate full moons or request checks.

Boom, it's there on your statement, reducing the amount owed. Pretty sweet!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 7 of 7