04-12-2008 11:52 AM
psychic wrote:watchnerd--You've got to be careful that when you do apply for a high credit line card, that you're not going to end up with a World/Signature no pre-set spending limit card that does not report a credit line. It seems that anymore, the high credit limit cards are the no pre-set spending limit cards. However, if you aren't concerned about utilization, then this won't be a problem.
Message Edited by psychic on 04-12-2008 10:53 AM
04-12-2008 11:53 AM - edited 04-12-2008 12:00 PM
cobra19 wrote:The Chase product line is extensive. I have a Freedom Plus (35k) and a Platinum MC (40k). These 2 cards are my 2nd and 3rd oldest cards. Citi is also prime with great lines available.Might also want to check out some of the CU's. NFCU gave me a 48k (they offered 50k, but I was afraid it might show as an installment) Platinum MC a few months ago.
04-12-2008 12:12 PM
04-12-2008 12:27 PM
04-12-2008 12:35 PM
watchnerd wrote:I would assume, because I'm not an employee of the Department of Justice, that I'm ineligible for a JFCU account?
Trying to remember, don't you have one or two non-BofA cards?
I think it would take a little history with a CCC for those kinds of credit lines, although maybe one of the big CU's would do it, like JFCU (Justice FCU.) Seems like they throw a fair amount of money around.
JFCU is one of the many credit unions that you can join by first joining a separate organization, which is how just about all the members here have done it:
As I recall, most here on the forums go through a $35 general membership in the NSA (National Sheriff's Association):
ducky (new screenname: imducky) is the big evangelist for JFCU around here. I think he has a law enforcement background.
If you're not looking for high CL's right out of the gate, I agree that Chase has the reputation of eventually granting high CL's. And AmEx will do the same. As a current customer, and with good current scores, you should be able to get a Blue that will grow well, without being harassed by them, as long as you don't get frisky. They seem a lot twitchier about those who don't fit their traditional cardholder profile.
04-12-2008 12:44 PM
What is pyramiding debt? That's a new term to me.
04-13-2008 08:09 AM
04-13-2008 08:12 AM
i took that card from 3.5k to 10k in 9 months. did you get an instant approval, did you get options to set up online account prefrences?
Arrrgh, in a moment of early morning bleariness I recalled this thread, got my C-named banks confused, and applied for a Citi Diamond Preferred MC. I meant to apply for a Chase card. *slap self in head*
Well, we'll see what happens.
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