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Regular Contributor
Posts: 248
Registered: ‎11-20-2010
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Re: Best Capital One CC without AF?

The Capital One Cash Rewards (Green Card with 50% cash back). Not sure if it has no AF, but the 50% cash back is nice.



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



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Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: Best Capital One CC without AF?


Mickey11 wrote:
Yeah that's the thing I hate to think about. I wonder if calling in would change that....
I think this is decided by their internal system already.

 




Contributor
Posts: 318
Registered: ‎05-08-2011
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Re: Best Capital One CC without AF?

Nope, calling in should have nothing to do with that.

FICOS 2/2012 EQ: 763 TU: 761 EX: 746 (1/2012 EX)
Cards: Associated Bank Visa 9000, Paypal Mastercard 3000, Amazon Store card 1100, Barclays Apple Financing 2500, Cap One Rewards Mastercard 3000
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: Best Capital One CC without AF?

Just like CLI with Cap One, their internal systems decides it all I have heard this one so many times from their CSR's




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Re: Best Capital One CC without AF?

Venture or Cash card.

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Mastercard | JCP | Kohl's | Conoco | Bloomingdales | Shell | CareCredit | Firestone | Walmart | Academy Sports Visa | Macy's | Target | Amazon | Gap | Norstrom | PepBoys | Von Maur | Chevron |
Contributor
Posts: 318
Registered: ‎05-08-2011
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Re: Best Capital One CC without AF?


MissExcellentCredit wrote:

The Capital One Cash Rewards (Green Card with 50% cash back). Not sure if it has no AF, but the 50% cash back is nice.


It effectively gives the card 1.5% in a year's time. (They give you that bonus at the end of each year).

 

It does have no AF, which is true of their "prime" cards.

FICOS 2/2012 EQ: 763 TU: 761 EX: 746 (1/2012 EX)
Cards: Associated Bank Visa 9000, Paypal Mastercard 3000, Amazon Store card 1100, Barclays Apple Financing 2500, Cap One Rewards Mastercard 3000
Regular Contributor
Posts: 144
Registered: ‎10-09-2011
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Re: Best Capital One CC without AF?


Mickey11 wrote:

LilloEsquilo wrote:

Jeez, dude, with an 800 score, why on earth would you want to deal with "Peggy" and the great folks at Cap 1? There is so much that's better out there.

 

Anyway since you are serious, they have that new all dark green Rewards card, 1.5% cashback for a year (1% normally with a 50% bonus after a year each year). It has no annual fee, and they have the "Venture" card which is the same, and in fact even their Platinum Mastercard has no annual fee. I'm sure you could get any of them. If not, I really wouldn't sweat it, I just have no idea why you'd want them.

 

You can add your wife as an AU, I was asked if I wanted to do that when I got mine.


Haha I haven't gotten around to fixing that yet, it's on my todo list. I'm at EQ 630 EX 644 TU 660, I enjoy Cap1 from a distance and plan on axing my one with an AF from the, but I don't want to ding my AAoA when I do.

Do everyone else a favor: correct your signature.

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Posts: 15,442
Registered: ‎04-09-2011
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Re: Best Capital One CC without AF?


Mickey11 wrote:
No this isn't a joke ;-) I am looking to apply for another, yes ANOTHER Cap1 CC. I have the No Hassle one with a $500 CL opened in Oct 11' and I would like to open another with them but one with no AF. Any suggestions are welcome! Also I need to be able to add my wife or provide an additional card for her. Thanks myFICO family!

Have you tried the Venture or Green Cash rewards?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Best Capital One CC without AF?


Gollum wrote:

Mickey11 wrote:

LilloEsquilo wrote:

Jeez, dude, with an 800 score, why on earth would you want to deal with "Peggy" and the great folks at Cap 1? There is so much that's better out there.

 

Anyway since you are serious, they have that new all dark green Rewards card, 1.5% cashback for a year (1% normally with a 50% bonus after a year each year). It has no annual fee, and they have the "Venture" card which is the same, and in fact even their Platinum Mastercard has no annual fee. I'm sure you could get any of them. If not, I really wouldn't sweat it, I just have no idea why you'd want them.

 

You can add your wife as an AU, I was asked if I wanted to do that when I got mine.


Haha I haven't gotten around to fixing that yet, it's on my todo list. I'm at EQ 630 EX 644 TU 660, I enjoy Cap1 from a distance and plan on axing my one with an AF from the, but I don't want to ding my AAoA when I do.

Do everyone else a favor: correct your signature.


+1

 

Don't app for Venture or Green cash rewardswith those scores!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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