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Best Capital one backdoor number to reduce APR?

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Creditaddict
Legendary Contributor

Re: Best Capital one backdoor number to reduce APR?


@Amarie003 wrote:

Thank you, but how long will they take to respond?


1-2 days usually... sometimes hours depending how backed up and busy they are.

Message 11 of 14
Amarie003
New Contributor

Re: Best Capital one backdoor number to reduce APR?

Thanks, they already responded and said I should expect a phone call. 

Message 12 of 14
Knk8188
Established Member

Re: Best Capital one backdoor number to reduce APR?

Since I've received CLI on my platinum 3 months ago (now converted to Quicksilver) I am also trying to get my apr reduced. I've tried the chat and over the phone. No luck yet. I guess the best option is to keep all capital one cards PIF every month to avoid interest charges.

Thanks for the tips.
Just finishing up my first app spree! Gardening until JULY 2016! Next Goal: 750
Mouse Over cards to view limits!
Message 13 of 14
youngandcreditwrthy
Senior Contributor

Re: Best Capital one backdoor number to reduce APR?

Ain t that the truth.

AFter SEVEN YEARS of PERFECT history with them... they refused to lower my apr or 18% or increase my limit (was at $5k, but avg cl is like 15k). EO was not even very helpful. Glad I closed it.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 14
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