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As soon as two of my inquiries reach a year of age, I plan to app for one more card but I'm trying to decide which card gives the best bonuses in these two categories year round. I don't care about what the card offers elsewhere just these two. I don't spend all that much on gas and groceries a month (maybe $250 - $300). Which card would you guys and gals suggest?
@SomeGuyOnTheWeb wrote:As soon as two of my inquiries reach a year of age, I plan to app for one more card but I'm trying to decide which card gives the best bonuses in these two categories year round. I don't care about what the card offers elsewhere just these two. I don't spend all that much on gas and groceries a month (maybe $250 - $300). Which card would you guys and gals suggest?
Sallie Mae Mastercard. 5% on gas and groceries up to $250 (each) per month with no annual fee. Hands down the best card for your purpose.
@SomeGuyOnTheWeb wrote:As soon as two of my inquiries reach a year of age, I plan to app for one more card but I'm trying to decide which card gives the best bonuses in these two categories year round. I don't care about what the card offers elsewhere just these two. I don't spend all that much on gas and groceries a month (maybe $250 - $300). Which card would you guys and gals suggest?
If that is 250-300 total for both gas and groceries, obvious answer is Sallie Mae. 5% on each, up to $250 a month, 5% on bookstores, including Amazon, for up to $750.
At higher levels of spend, the Blue Cash makes sense, 5% on each uncapped once $6,500 is spent (on anything) on the card each year. But for your level, Sallie Mae!
@longtimelurker wrote:
@SomeGuyOnTheWeb wrote:As soon as two of my inquiries reach a year of age, I plan to app for one more card but I'm trying to decide which card gives the best bonuses in these two categories year round. I don't care about what the card offers elsewhere just these two. I don't spend all that much on gas and groceries a month (maybe $250 - $300). Which card would you guys and gals suggest?
If that is 250-300 total for both gas and groceries, obvious answer is Sallie Mae. 5% on each, up to $250 a month, 5% on bookstores, including Amazon, for up to $750.
At higher levels of spend, the Blue Cash makes sense, 5% on each uncapped once $6,500 is spent (on anything) on the card each year. But for your level, Sallie Mae!
The Amex Blue Cash preferred or the newer Amex blue cash are probably better options for most consumers. I recommend that as the best option.
@manwoot wrote:
@SomeGuyOnTheWeb wrote:As soon as two of my inquiries reach a year of age, I plan to app for one more card but I'm trying to decide which card gives the best bonuses in these two categories year round. I don't care about what the card offers elsewhere just these two. I don't spend all that much on gas and groceries a month (maybe $250 - $300). Which card would you guys and gals suggest?
Sallie Mae Mastercard. 5% on gas and groceries up to $250 (each) per month with no annual fee. Hands down the best card for your purpose.
Thanks! Not familiar with Sallie Mae cards. How are they with CLs?
@FutureBillionaire wrote:
@longtimelurker wrote:
@SomeGuyOnTheWeb wrote:As soon as two of my inquiries reach a year of age, I plan to app for one more card but I'm trying to decide which card gives the best bonuses in these two categories year round. I don't care about what the card offers elsewhere just these two. I don't spend all that much on gas and groceries a month (maybe $250 - $300). Which card would you guys and gals suggest?
If that is 250-300 total for both gas and groceries, obvious answer is Sallie Mae. 5% on each, up to $250 a month, 5% on bookstores, including Amazon, for up to $750.
At higher levels of spend, the Blue Cash makes sense, 5% on each uncapped once $6,500 is spent (on anything) on the card each year. But for your level, Sallie Mae!
The Amex Blue Cash preferred or the newer Amex blue cash are probably better options for most consumers. I recommend that as the best option.
Sallie Mae beats BCP for this level of spend. Blue Cash is only viable if you spend a LOT in these categories.
Sallie Mae is a Barclay Card. They are generous with Auto CLIs from what I hear (my card is still too new) and like to see usage.
You haven't seen my chart?
Its possble to get multiple Sallie Mae Mastercards if you Use the card(s) well, wait at least 3-4 months between Barclay applications, and don't apply for alot of other cards until after you get whatyou need from Barclays.
First and second place
@Themanwhocan wrote:You haven't seen my chart?
Its possble to get multiple Sallie Mae Mastercards if you Use the card(s) well, wait at least 3-4 months between Barclay applications, and don't apply for alot of other cards until after you get whatyou need from Barclays.
Thanks! I should save this for future reference