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Best Card to add Authorized User

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mountainmom
Frequent Contributor

Best Card to add Authorized User

Hubby only has Cap One @500

He is also a AU on my Home Depot and Target

 

These are all my cards..which would be best to add him on?

 

Target 200 - 2004
Home Depot 7000 - 11/2011
Capital One 1250 - 11/2011
Credit Union 5000 - 7/2013
Lowes 7500 - 8/2013
Citi Thank You Preferred 5000 - 9/2013
Amex Blue Cash 3600 - 9/2013
Chase Amazon Visa 1000 - 9/2013

 

I'm thinking Amex because it's likely to hopefully get the 3x CLI and it has the whole backdate thing if he ever gets his own (If I have that right?) And he's more likely to pump the gas haha.

 

Any other thoughts?

 



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5 REPLIES 5
myjourney
Super Contributor

Re: Best Card to add Authorized User

 

Target 200 - 2004
Home Depot 7000 - 11/2011
Capital One 1250 - 11/2011
Credit Union 5000 - 7/2013
Lowes 7500 - 8/2013
Citi Thank You Preferred 5000 - 9/2013
Amex Blue Cash 3600 - 9/2013
Chase Amazon Visa 1000 - 9/2013

 

IMHO highlighted ones especially 2011 cards 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
mountainmom
Frequent Contributor

Re: Best Card to add Authorized User

Yea I was thinking the Cap One because I converted to Quicksilver and I get that 1.5% on everything. He would mostly buy stuff at Walmart so that would be the highest reward for them.

 

I would think the increased use of him using the cards would also help me show more usage. He does way more shopping that I do! lol (I work at home so I don't get out much. Most of my shopping is on Amazon or Target)



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Message 3 of 6
mountainmom
Frequent Contributor

Re: Best Card to add Authorized User

And the funny thing is..he works at Lowes...so that would be too big of a temptation for him lol!!



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Message 4 of 6
myjourney
Super Contributor

Re: Best Card to add Authorized User


@mountainmom wrote:

Yea I was thinking the Cap One because I converted to Quicksilver and I get that 1.5% on everything. He would mostly buy stuff at Walmart so that would be the highest reward for them.

 

I would think the increased use of him using the cards would also help me show more usage. He does way more shopping that I do! lol (I work at home so I don't get out much. Most of my shopping is on Amazon or Target)


Those card would help build his file and scores within 6 months while build rewards .....so a win win 

After 6 months he could app for other cards in his name Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 6
09Lexie
Moderator Emerita

Re: Best Card to add Authorized User

Message 6 of 6
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