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Best Card???

Frequent Contributor

Re: Best Card???

 
Message 11 of 16
Valued Contributor

Re: Best Card???

Looking for utilization padding, or a usable cc?
Message 12 of 16
Established Contributor

Re: Best Card???

Capital one rarely has documentation, try sending a DV letter


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 13 of 16
Frequent Contributor

Re: Best Card???

Actually I settled the account already... So the account has been closed and reporting $0 balance...
Message 14 of 16
Established Contributor

Re: Best Card???


koky wrote:
Actually I settled the account already... So the account has been closed and reporting $0 balance...

doesn't matter DV's can help even after it's paid off, it seems backwards but it can and does work at times.

 

Regardless is a collections reporting or capital one directly? if so try a 623 to OC, DV to CA, and disputes to all CRA's. Often many companies will just delete cause it's easier to delete than to try to dispute with you especially when everything's paid already. 

 

I got every single derogatory item deleted and I paid 3 at the time. How? They all violated the law in one time or another.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 15 of 16
Highlighted
Frequent Contributor

Re: Best Card???

Thanks for the Info...
Message 16 of 16