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Frequent Contributor
Posts: 465
Registered: ‎02-25-2013
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Re: Best Card???

 
Valued Contributor
Posts: 2,413
Registered: ‎03-15-2012
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Re: Best Card???

Looking for utilization padding, or a usable cc?
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: Best Card???

Capital one rarely has documentation, try sending a DV letter


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor
Posts: 465
Registered: ‎02-25-2013
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Re: Best Card???

Actually I settled the account already... So the account has been closed and reporting $0 balance...
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Best Card???


koky wrote:
Actually I settled the account already... So the account has been closed and reporting $0 balance...

doesn't matter DV's can help even after it's paid off, it seems backwards but it can and does work at times.

 

Regardless is a collections reporting or capital one directly? if so try a 623 to OC, DV to CA, and disputes to all CRA's. Often many companies will just delete cause it's easier to delete than to try to dispute with you especially when everything's paid already. 

 

I got every single derogatory item deleted and I paid 3 at the time. How? They all violated the law in one time or another.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Frequent Contributor
Posts: 465
Registered: ‎02-25-2013
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Re: Best Card???

Thanks for the Info...
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