12-14-2013 12:26 PM
I am planning to get a card which has good Auto Collision Damage Waiver Protection.
Reason is that I can save some money for insurance each time I rent a car??
what would be your suggestion for a good card which might give a high $$ Value protection for Rental Insurance Benifits ??
12-14-2013 12:32 PM
amex? I would guess.
On my Visa Signature letter, it says CDW, but after reading it, I think it's not really a 'waiver' but insurance and you have to claim.
12-14-2013 03:59 PM
Thanks for the reply guys...
Any other cards, little lower that United Mileage Explorer???
I am not sure, If I would be approved for the above or not...
12-14-2013 04:02 PM
amex has a 25 usd program (you need to enroll but you don't need to pay it if nothing happens ) for primary coverage.
never tried that before but that's what I heard of.
12-14-2013 04:04 PM
Someone correct me if I'm wrong but as far as I know, your insurance will cover the rental so if anything happens, your just responsible for your deductable (same as if something happened to your own car). Rental companies make a lot of money by selling the CDW.
12-14-2013 04:06 PM
you're right. but in that case, insurnace company will increase the premium.
that's why people are looking for other 'primary' coverage from other channels.
normal visa/master card coverage is secondary (after your private insurance pays).
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