You can do what Lexington Law is doing for free and BETTER. Your EX score is low for a unsecured BOA but I'm pretty sure that you could get their secured which I suggest you do. I started with one with $300 limit in December and now have a $10k unsecured from them. 
@AvadaKedavra wrote:
@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
@baller4life wrote:How does your EX report look? BOA grows with you for sure.
According to Fico 3-score monitoring
EQ - 615
EX - 631
Only baddie i have is 12 late payments from back on 2012...
only one inq and is only on EQ
Those scores are on the lower side...how about your TU score?
12 late payments only 2 years ago might be an issue...have you looked into secured options? What current open TLs do you have now and how old are they?
I knowww i have Lexington Law taking care of those... i have 2 Premier cards ($200, $300) Discover chrome (500) Barclays apple (1700) Care credit ($4,000)
I think right now you should focus on building with the cards that you currently have. You have a decent limit with the Barclays Apple, they'll typically treat you will if you put a lot through their cards and pay it off. If/when those lates come off, your scores will go up and you can re-evaluate new cards.
Good plan. Send goodwill letter for those lates. Your scores will skyrocket with those removed. You have enough cards to rebuild. Adding BOA would just be icing on the cake. 
@baller4life wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
@baller4life wrote:How does your EX report look? BOA grows with you for sure.
According to Fico 3-score monitoring
EQ - 615
EX - 631
Only baddie i have is 12 late payments from back on 2012...
only one inq and is only on EQ
Those scores are on the lower side...how about your TU score?
12 late payments only 2 years ago might be an issue...have you looked into secured options? What current open TLs do you have now and how old are they?
I knowww i have Lexington Law taking care of those... i have 2 Premier cards ($200, $300) Discover chrome (500) Barclays apple (1700) Care credit ($4,000)
I think right now you should focus on building with the cards that you currently have. You have a decent limit with the Barclays Apple, they'll typically treat you will if you put a lot through their cards and pay it off. If/when those lates come off, your scores will go up and you can re-evaluate new cards.
Good plan. Send goodwill letter for those lates. Your scores will skyrocket with those removed. You have enough cards to rebuild. Adding BOA would just be icing on the cake.
Really? Would it be easy to get them removed? how do i do that? its from 2 years ago...