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Best Credit Cards for paying bills (phone, utilities, etc)

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Anonymous
Not applicable

Best Credit Cards for paying bills (phone, utilities, etc)

Does anyone know of any credit cards out there that offer special rewards for paying bills with them - phone bill, electric, gas, etc.?

Message 1 of 7
6 REPLIES 6
SunriseEarth
Moderator Emeritus

Re: Best Credit Cards for paying bills (phone, uilities, etc)


@Anonymous wrote:

Does anyone know of any credit cards out there that offer special rewards for paying bills with them - phone bill, electric, gas, etc.?


@IIRC, Barclay's Rewards has a 2% category for utilities.  Alternately, you could use a good general spend CC (Fidelity AMEX and Citi DC @ 2%, Cap One QS/QS1 @ 1.5%).  I don't know of any cards that give more than 2% on utlities.   I'm not sure how the cards with points redemption fare for utilities, so hopefully someone else can comment on those.    



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 2 of 7
uswala
Senior Contributor

Re: Best Credit Cards for paying bills (phone, uilities, etc)


@Anonymous wrote:

Does anyone know of any credit cards out there that offer special rewards for paying bills with them - phone bill, electric, gas, etc.?


USBank Cash+ has mobile bill payments as 5% cashback catery. For others Barclays Reward or Citi DC or Fidelity Amex are the best, I think, giving 2% cashback. 

Message 3 of 7
IWOL
Established Contributor

Re: Best Credit Cards for paying bills (phone, utilities, etc)


@Anonymous wrote:

Does anyone know of any credit cards out there that offer special rewards for paying bills with them - phone bill, electric, gas, etc.?


If your not maxing out your 5% grocery on your Sallie Mae buy Visa gift cards at a grocery store and then use the gift cards to pay your bills.


Message 4 of 7
Anonymous
Not applicable

Re: Best Credit Cards for paying bills (phone, utilities, etc)


@IWOL wrote:

@Anonymous wrote:

Does anyone know of any credit cards out there that offer special rewards for paying bills with them - phone bill, electric, gas, etc.?


If your not maxing out your 5% grocery on your Sallie Mae buy Visa gift cards at a grocery store and then use the gift cards to pay your bills.


$5.95 + up to $250 = half your rewards up in smoke.

Message 5 of 7
bada_bing
Frequent Contributor

Re: Best Credit Cards for paying bills (phone, utilities, etc)

Ink Cash is 5% on phone, internet and cable.

No AF

Downside is you need a business or a sideline to get one.

Upside is that it doesn't report on your personal CR (unless you have +30day lates or other negatives)

+ 850 FICO8 since 2015, Thanks MyFICO - 5+ years since last HP
Message 6 of 7
B335is
Moderator Emeritus

Re: Best Credit Cards for paying bills (phone, utilities, etc)

Huntington Voice for 3% on utilities if eligible.
Message 7 of 7
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