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12-10-2012 04:58 PM
12-10-2012 05:06 PM
My DCU membership is still pending. I have applied and gotten approved for a $7500 card which I will get once I have my membership number. They did ask for one paystub for me. It was two hard pulls, one for the membership and one for the credit card.
12-10-2012 05:27 PM
12-10-2012 05:41 PM
I'm with DCU.
They approved me within a few days for membership and they actually gave me a $1,500 CL CC with a thin file. All I had to do was scan my ID and paystub, then I emailed it to them. 2 HP on EQ for membership and CC app though. I read that you can get away with 1 HP if you apply in person
12-11-2012 01:42 AM
12-11-2012 08:56 AM
I have a membership with Alliant credit union (by choice) and Security Service Federal cu (because of my car loan...) . I have been with Alliant for many many years and they've always treated me well.
12-12-2012 09:09 AM
2. To me, the biggest drawback of CUs are two HPs (one at the time of membership application & the other for CC). Is it possible to somehow get only one HP?
When I joined penfed, they used the same pull for membership and two loan apps. Check out the boards here; I think it's one pull for 30 or 90 days with them, for all credit products.
12-12-2012 09:43 AM
12-12-2012 09:58 AM
DCU, they approved my for my first $5k limit CC. Highest limit before that was my Walmart at $1600.
Do you remember who they pulled from? Equifax perhaps?