05-18-2009 09:57 AM
Things I have done to track FICO for free:
- The 30 day scorewatch here - loved it.
- Used to have the WaMu cards - miss it
- Use the on-line calculators for estimate purposes
- Have used one of the on-line lending/borrowing sites (without completing), which gives you an estimate of your score.
Anyone know of any free score-tracking tools? Any cards that give you your score? Banks? I would not be adverse to signing up for a card/bank account. Also - does anyone know if the scorewatch 30 day trial ever resets and you can use it again?
05-18-2009 12:13 PM - edited 05-18-2009 12:18 PM
I remember someone here mentioning that K-Mart/Sears (1 of 2 available cards) has a free legitimate monthly FICO.
EDIT: I did some digging and it's ONLY the HSBC backed cards that offer this perk (TU FICO), NOT the Citi cards.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO