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Valued Member
Objectivist
Posts: 55
Registered: ‎09-26-2012
0

Best Gas Card?

Can anyone recommend some good (and obtainable) gas cards? I'm a student who makes $20,000. Good scores of about 720 w/no baddies.

Established Contributor
Jlu
Posts: 922
Registered: ‎06-12-2012
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Re: Best Gas Card?

It would help to know where you're from so we don't reccomend a gas card for a station that isn't in your state.

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Valued Contributor
Dustink
Posts: 3,008
Registered: ‎10-02-2012
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Re: Best Gas Card?

What other cards (limit and app dates) do you have and who do you bank with? I find my US Bank Flexperks VIsa Signature to be my best gas card.

 

I had a prior relationship with US Bank, so it wasn't so hard to get. I got the card when I was 20 years old. Just find a good card from your bank that offers bonus points on gas purchases.

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Regular Contributor
pastnow123
Posts: 132
Registered: ‎09-27-2011
0

Re: Best Gas Card?

PenFed offers 5% on gas, but you need to get a membership and have a decent credit score to qualify

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sakhalin070
Posts: 296
Registered: ‎08-28-2012
0

Re: Best Gas Card?

If you don't mind rotating categories, you could give the Chase Freedom and Discover More a shot.  The calendar for 2013 has not been released yet, but the 2012 calendar included gas in two of its categories.  As a student you could also try the Discover Open Road where it gives you 2$ cashback on gas (and restaurants) but the catch is the 2% cashback is capped at $250 per billing period.

 

I heard one needs excellent/stellar credit for the PenFed card...

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Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012
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Re: Best Gas Card?


pastnow123 wrote:

PenFed offers 5% on gas, but you need to get a membership and have a decent credit score to qualify


+1  PenFed's gas card may be the best.  If that's not attainable, you could look at the Bank of America 1-2-3 card.

FICOs (2/24/12): EX 752, EQ 740
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Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
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Re: Best Gas Card?


sakhalin070 wrote:

If you don't mind rotating categories, you could give the Chase Freedom and Discover More a shot.  The calendar for 2013 has not been released yet, but the 2012 calendar included gas in two of its categories.  As a student you could also try the Discover Open Road where it gives you 2$ cashback on gas (and restaurants) but the catch is the 2% cashback is capped at $250 per billing period.

 

I heard one needs excellent/stellar credit for the PenFed card...


The Amex Blue Cash Everyday gives 2% cashback on gas with no cap.

 

I don't think there is one gas card to rule them all. I have four cards for gas purchases depending on the current promotions:

 

  • Walmart card for the current rollback -- 15 cents/gallon discount -- or the regular 3 cents/gallon discount
  • Blue Cash Everyday for 2% back when the Walmart card isn't offering the rollback (or when I'm not near a Murphy station)
  • Discover More and Chase Freedom for when they offer 5% back
Valued Contributor
trumpet-205
Posts: 2,494
Registered: ‎11-11-2010
0

Re: Best Gas Card?

How much do you spend on gas? If you spend a lot it makes sense to get BofA 123 Cash Reward for 3% CB on gas.

 

Penfed 5% tops BofA, but it is much easier to obtain BofA CC than Penfed.

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Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012
0

Re: Best Gas Card?

Try Chevron or Shell card if your looking no fancy card without or little rewards.

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AF_23
Posts: 288
Registered: ‎02-06-2012
0

Re: Best Gas Card?

[ Edited ]

BoA 1-2-3 card


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