Credit Cards

[gijoe4500]

my paypal extras card gives 3x points on gas. and if you exchange points for cash back, it works out to 2.5% cash back. if you go with gift cards, i believe you get a full 3%.

[trumpet-205]

PayPal actually work out as 1.8% CB on gas (0.6 * 3). Might be close to 2.5% on gift card. Either way it is not a good card if you want reward. Reward do expire in 2 years.

You can get 3.3% CB on gas with BofA if you open a eBanking account too.

[gijoe4500]

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trumpet-205 wrote:

PayPal actually work out as 1.8% CB on gas (0.6 * 3). Might be close to 2.5% on gift card. Either way it is not a good card if you want reward. Reward do expire in 2 years.

You can get 3.3% CB on gas with BofA if you open a eBanking account too.

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where do you get the .6 from for Paypal?   6000 points gets you $50.   So each point is worth 0.0083 cents.  Which works out to 2.5%.     3 x 0.0083 = 0.0249.  or 2.5%.

[amac373]

I say go with the BoA 123. I am currently using it for gas because my Discover More and Chase Freedom don't have 5% on gas this quarter. As long as I have one of my cards in rotation getting money back on gas I am a happy camper. Good luck!

[Dustink]

I use either my Hhonors 6pts/$1 or flexperks signature 5% back towards travel