Credit Cards

[Tommy5746]

Which gas card is in your wallet? Interest rate?

[Open123]

The Fort Knox one is pretty good.

[RockinRay]

PenFed Visa. 5% back as a statement credit.

[castlefox]

Shell Drive for 5 gas hard.    It was first CC besides my Kohls card.

The Shell card only has a 400 dollar credit line with a high APR of 24.99%.      From what I have been reading it is not a card that will grow with you (I have had the card over a year and I have not gotten a CLI).  I have only been putting 10 dollars on the card in the last couple months for a low utilization percentage. You only get 5cents off per gallon IF you buy 45 gallons or more, I was not willing to have such a high utilization on my card and I honestly dont think I drive enough to buy 45 gallons of gas in a month.

I plan on dropping my Shell card as soon as I get approved for that Fort Knox FCU 5% cash back gas card. 

[BobbyJ]

Fort Knox FCU Plat Visa.  5% cash back on gas, 1.25% everything else.  My apr 12.25%.  CL $2000 and I love this card. Cash back is credited each statement.

[shiftomnimega]

I found the Ft. Knox card alluring when I heard about it.  Now that PenFed is doing less than 1% for regular awards it is even more attractive.

I had thought I'd need to get a job at Knox in order to get it, but now I see from their site that you can pay a one time $15 membership fee to join.  It's got me thinking.

[LS2982]

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BobbyJ wrote:

Fort Knox FCU Plat Visa.  5% cash back on gas, 1.25% everything else.  My apr 12.25%.  CL $2000 and I love this card. Cash back is credited each statement.

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Very Nice!!!

[LS2982]

What about Chase BP Visa?? This one any good?

[Guava]

Starting March 3rd, Chase revamps the reward structure and the new reward gets worse. Ultimately, you only get 2.25% back at BP gas, 0.75% back everywhere else. And you can't use your reward rebate as minimum payment or bring your gas refill bill to $0, and the redeemed reward rebate only applies to the first 20 gallons at the pump. Nerdwallet has summed this up if you're interested in reading 

[Bigfoot_321]

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LS2982 wrote:

What about Chase BP Visa?? This one any good?

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Only if you want to use BP. My car doesn't run very well on it.