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@Anonymous Mclean wrote:I can't remember if I cried
When I read about his widowed bride
Something touched me deep inside
The day Sallie Mae died
SoBye, bye Miss American Pie
I was going to suggest the JCB Marukai. Kudos to Petrovius for thinking of it.
Also, while the Chase Freedom is not always offering 5% on groceries, when it comes around in the bonus rotation it's an excellent option.
If you're OK with points instead of direct cashback, the Diners Club Elite WEMC may be the best value you're going to get for groceries in a Visa or Mastercard. 3x points on groceries, which with travel partner redemptions can easily be worth 2 cents per point. $300 AF, though, so you'll need to take that into account. Comes with some nice top-tier card benefits like lounge acceess, concierge, etc., so it can certainly be a good value if you think the amenities available justify the AF.
@SouthJamaica wrote:
@Anonymous wrote:
@Anonymous wrote:Depends on how much you spend...there's a nice chart here: http://ficoforums.myfico.com/t5/Credit-Cards/Cash-Back-credit-card-charts/td-p/4004725
Thanks for that, but if you looked at the gas AND grocery chart, it's mainly filled with AMEX + SM and a CCU card.
I'm looking for the best card for groceries ONLY and one that isn't an AMEX.
I like the Barclay Rewards Mastercard for groceries... it's a flat 2% on all grocery purchases. You get your points fast, you can redeem easily and for cash.
It's not a good card for carrying balances or cash advances or balance transfers, but it's a great card for grocery puchases IMHO.
But not much advantage over a 2% everywhere card like the DC. Yes, points post on transactions, but you only get 2% on a few things.
@Anonymous wrote:
Take it from someone who deals with numbers day in and day out. 5 is more than 2.
Shutup.. Lol.
Eliminating American Express and Discover networks, plus the removal of the application link for the Sallie Mae Rewards card, does tend to narrow the Cash Back Grocery card field...
Golden1 Platinum Rewards Visa has 3% Gas, Grocery, Restaurant. Limited to California.
Consumers Credit Union Visa Signature Cash Rebate Card gives 3% cash back at Grocery stores, and has an extremely* high spending cap.
Huntington Voice has a Selectable 3% Grocery store category capped at $2000 spend per quarter.
Santander Bravo gives 3X on Grocery, Gas and Restaurant, capped at $5000 spend per quarter. It has a $49 annual fee waived first year.
Target Redcard gives 5% at Target, if you buy groceries at Target.
Kroger has a 1-2-3 card, if you shop at Kroger.
Wells Fargo Cash Back Visa gives 5% on Gas, Grocery and Drugstore purchases, but only for the first 6 months.
Wells Fargo Cash Back College Visa gives 3% on Gas, Grocery and Drugstore purchases, but only for the first 6 months.
TD Bank Easy Rewards VISA 5x on dining, groceries, gas and cable, phone and utility bill payments for the first 6 billing cycles.
TD Bank Cash Rewards VISA 5% on dining, groceries, gas and cable, phone and utility bill payments for the first 6 billing cycles.
Thats all I can think of offhand.
@Anonymous wrote:
Take it from someone who deals with numbers day in and day out. 5 is more than 2.
Unless a politician is doing the math.
If it is cash back all the aboved mentioned are good. If you like Best Buy and have the Citi Best Buy Visa they are currently doing 2% cash back on groceries and gas until Jan 2016