Best Hotel Card... Not SPG... Or Hyatt... Or...

[Anonymous]

So today my grandmother asked me what the best hotel card would be for where she travels. A few pop up in my head like SPG and Hyatt but sadly none of these hotels are even close. Marriot is possible. Hilton is also. Af up to 95 is ok. Im wondering if a generic card like sapphire preferred would be better here. Any thoughts?

[Scene]

Chase Ritz-Carlton Reward Card

[Anonymous]

---

@Scene wrote:

Chase Ritz-Carlton Reward Card

---

395 Af = Much to high for her.

[Ron1]

---

@Anonymous wrote:

---

@Scene wrote:

Chase Ritz-Carlton Reward Card

---

395 Af = Much to high for her.

---

Hilton HHonors has no AF version. I want to apply for one soon. Did you ever got approved for Plum Card?

Ron.

[Anonymous]

---

@Ron1 wrote:

---

Hilton HHonors has no AF version. I want to apply for one soon. Did you ever got approved for Plum Card?

Ron.

---

They said I had to much credit and I have not charged enough with other cards. Or something that means that. I forget the exact way they worded it.

[aftermath]

Priority Club Select Visa

https://www.mychasecreditcards.com/ihg/inhotel80k

• 80,000 bonus points after first use.
• Free night every year at any of our hotels. (You need to call 1-877-318-5890 after your anniversary date to redeem it)
• 5 points per $ spent at our hotels
• 2 points per $ spent on gas,groceries and dining
• 1 point per $ on everything else
• 10% points rebate on any redemptions. (These post automatically after the statement date)
• No fee 1st year, then $49.
• No foreign transaction fees.

Perfect  "grandmother" hotel card.

[Anonymous]

---

@aftermath wrote:

Priority Club Select Visa

https://ccsic.fni-stl.com/cgi-bin/IHG.pl

• 80,000 bonus points after first use.
• Free night every year at any of our hotels. (You need to call 1-877-318-5890 after your anniversary date to redeem it)
• 5 points per $ spent at our hotels
• 2 points per $ spent on gas,groceries and dining
• 1 point per $ on everything else
• 10% points rebate on any redemptions. (These post automatically after the statement date)
• No fee 1st year, then $49.
• No foreign transaction fees.

Perfect  "grandmother" hotel card.

---

That should work. Thanks, ill let her know.

[aftermath]

First link didn't work.

Check the new one I just posted.

[Ron1]

Sorry to hear. I think you need to establish some business credit history  with other creditors.  You also need to establish longer relationship with Amex.  May be you try something a little bit easier to get like Business Green. Last year, I applied for Simply Cash and I only got approved for $4K and 20% purchase APR.

Ron.

[Anonymous]

Priority Club Visa is good. The annual free night more than pays for itself. Only downside is for non-hotel spending it takes forever to get a reward stay (1 PC point is worth half a cent or so). Even a Holiday Inn Express requires 10K-25K points and there is no C&P option to my knowledge.

I really like CSP but I think it only makes sense to get it if she travels frequently. Otherwise she won't benefit enough from the travel bonus and booking discounts to offset the higher AF.