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I'm currently waiting 6 months for my credit score to reboound. I made a list of all the card I want to apply for inorder to get the signing bonus and etc. There are 4- 6 cards I really want to get but I don't want to cripple my score. What is the best way to apply for all these cards beginning in February 2014? Thanks for your help
Amex BCE, (I might app for PRG if this gets approved)
Cap 1 Quicksilver Cash
Barclay Rewards Card
Oregon Ducks Visa
BOA Better Rewards
I can highly recommend the AMEX BCE because I recently was approved for a significant credit limit and they pulled my Experian only which was nice because I didn't have any inquiries on my Experian. Idon't know about the other cards you have listed. Do you happen to know your EX score?
@CollegeStudent530 wrote:
Amex pulled TU for my BCE this month.
I guess that reaffirms that not everything is equal in the credit world. I was under the impression that AMEX pulled EX exclusively. I learn something new every time I get on the forums.
@CollegeStudent530 wrote:
Amex pulled TU for my BCE this month.
Is your EX frozen? If not, did they pull EX as well?
I actually don't know if they pulled any of the other credit bureaus or not. In my welcome package, the credit score said it was provided by Transunion. I did and still currently have a fraud alert on file with all 3 bureaus. Maybe this had something to do with it?
@CollegeStudent530 wrote:I actually don't know if they pulled any of the other credit bureaus or not. In my welcome package, the credit score said it was provided by Transunion. I did and still currently have a fraud alert on file with all 3 bureaus. Maybe this had something to do with it?
Off topic, but was it an instant approval when you applied for the AMEX even with the fraud alerts?
Applied on a Saturday and got the "Under review" message. Called the recon department on Monday to clear up the fraud alert by calling my cell number that was on the alert.