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Senior Contributor
longtimelurker
Posts: 5,394
Registered: ‎04-22-2013

Re: Best Reward Card for Groceries?

w20031424 wrote:

There was a TYP unlimited 5% CB on gorcerystore, died two months ago.


 

There is a Thank You version, that gives 5% (on groceries, drug stores and gas) for 12 months, available only in a branch.  If your grocery bills are high, this is worth having.

 

And you can often find limited time offers of 5% off groceries  from TD Bank (6 months) and Citizens (90 days).   IMO 90 days is too much hassle for the benefit (unless you  plan to do a lot of manufactured spend)

 

PenFed Plat Rewards gives 3% uncapped, but that has disappeared in the last few weeks, and its replacement only gives 3% until the end of Oct.

 

Below that, Amex Fidelity gives 2% on everything, so a better choice than things like the Barclaycard Rewards, unless Amex acceptance is an issue.

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012

Re: Best Reward Card for Groceries?


w20031424 wrote:

There was a TYP unlimited 5% CB on gorcerystore, died two months ago.


There were people abusing this so it was removed.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Senior Contributor
longtimelurker
Posts: 5,394
Registered: ‎04-22-2013

Re: Best Reward Card for Groceries?


CreditScholar wrote:

w20031424 wrote:

There was a TYP unlimited 5% CB on gorcerystore, died two months ago.


There were people abusing this so it was removed.


Well, the link has gone for new apps, but the existing cards still have the offer.  And, as said above, exactly the same offer, with a BETTER sign up bonus, is available from the branches,   So abuse hardly killed it!

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)
Regular Contributor
WolfMan
Posts: 149
Registered: ‎02-01-2013

Re: Best Reward Card for Groceries?

Just FYI... The Kroger 123 Rewards card that I have, is great if you want your shoppers card on a credit card too... But the rewards suck. 

 

1000 points = $5 coupon 

 

1 point per dollar = 0.5%

2 Points at kroger stores = 1%

3 points for every kroger branded product = 1.5%

 

They round the price down, so a 99 cent kroger product = 0 points. 

 

Sock Drawer material. 

 

I think this model is common for most US Bank grocery store credit cards. 

MyFico Scores 8/2013: EX:702 EQ:724 TU:730 -- 2009: I had BAD credit. -- PIF Weekly!
Senior Contributor
Open123
Posts: 3,981
Registered: ‎02-23-2011

Re: Best Reward Card for Groceries?

For groceries, I like the following:

 

1.  BCP for the first $6K - no reason for BCE, not hard to hit $6K with GCs you may use anyway, e.g. starbucks, restaurants.

2.  Flexperks - 2%, but with 25% with gold checking, or 50% bonus with plat checking.

3.  Citi's 5% for 12 months, if you can find it at a branch.

 

The 2% ones aren't really worth noting, since Fid Amex offers 2% without restriction, and JCB Murakai (CA and HI) offers 3% without restriction.

 

Walmart would be great for groceries.  Buy what we need at lowest prices, and fill up our bluebird accounts at the same time.  :smileywink:


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