Best Reward Card for Groceries?

[longtimelurker]

@w20031424 wrote:

There was a TYP unlimited 5% CB on gorcerystore, died two months ago.

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There is a Thank You version, that gives 5% (on groceries, drug stores and gas) for 12 months, available only in a branch.  If your grocery bills are high, this is worth having.

And you can often find limited time offers of 5% off groceries  from TD Bank (6 months) and Citizens (90 days).   IMO 90 days is too much hassle for the benefit (unless you  plan to do a lot of manufactured spend)

PenFed Plat Rewards gives 3% uncapped, but that has disappeared in the last few weeks, and its replacement only gives 3% until the end of Oct.

Below that, Amex Fidelity gives 2% on everything, so a better choice than things like the Barclaycard Rewards, unless Amex acceptance is an issue.

[CreditScholar]

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@w20031424 wrote:

There was a TYP unlimited 5% CB on gorcerystore, died two months ago.

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There were people abusing this so it was removed.

[longtimelurker]

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@CreditScholar wrote:

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@w20031424 wrote:

There was a TYP unlimited 5% CB on gorcerystore, died two months ago.

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There were people abusing this so it was removed.

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Well, the link has gone for new apps, but the existing cards still have the offer.  And, as said above, exactly the same offer, with a BETTER sign up bonus, is available from the branches,   So abuse hardly killed it!

[WolfMan]

Just FYI... The Kroger 123 Rewards card that I have, is great if you want your shoppers card on a credit card too... But the rewards suck. 

1000 points = $5 coupon 

1 point per dollar = 0.5%

2 Points at kroger stores = 1%

3 points for every kroger branded product = 1.5%

They round the price down, so a 99 cent kroger product = 0 points. 

Sock Drawer material. 

I think this model is common for most US Bank grocery store credit cards. 

[Open123]

For groceries, I like the following:

1.  BCP for the first $6K - no reason for BCE, not hard to hit $6K with GCs you may use anyway, e.g. starbucks, restaurants.

2.  Flexperks - 2%, but with 25% with gold checking, or 50% bonus with plat checking.

3.  Citi's 5% for 12 months, if you can find it at a branch.

The 2% ones aren't really worth noting, since Fid Amex offers 2% without restriction, and JCB Murakai (CA and HI) offers 3% without restriction.

Walmart would be great for groceries.  Buy what we need at lowest prices, and fill up our bluebird accounts at the same time.