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'm currently getting 5.5% for everything at Amazon with my US Bank Cash+ Signature Visa with Bookstores selected as my 5% option. (Plus the extra .005 for having the Platinum Checking package).
It looks like this on my Rewards page (apologies for formatting):
05/02/2013 | AMAZON MKTPLACE PMTS AMZN.COM/BILL WA | $188.98 | $1.89 |
05/02/2013 | US Bank Platinum Package Bonus | $188.98 | $0.94 |
05/02/2013 | 5% / 2% CASH+ CATEGORY | $188.98 | $7.56 |
Sallie Mae for everyone or US Bank or Citi Forward if elligible, all are 5%. Chase Amazon is only 3%. The store card is great for financing options. Up to 24 months depending on the promo. Plus it's a GE backed card that you can get a giant CL to help with overall UTL.
@Gharlane wrote:'m currently getting 5.5% for everything at Amazon with my US Bank Cash+ Signature Visa with Bookstores selected as my 5% option. (Plus the extra .005 for having the Platinum Checking package).
It looks like this on my Rewards page (apologies for formatting):
05/02/2013 AMAZON MKTPLACE PMTS AMZN.COM/BILL WA $188.98 $1.89
05/02/2013 US Bank Platinum Package Bonus $188.98 $0.94
05/02/2013 5% / 2% CASH+ CATEGORY $188.98 $7.56
Thanks for the data point.
Citi Forward will give you 5% if you redeem through several gift card options, or 4% if you redeem by linking your points to your Amazon account which lets you use your points as a payment option (the Amazon Visa has the same feature but redeems at 3%). You can also redeem for certain gift cards at 6% every once in a while when Citi has a 'sale' on their rewards, but that doesn't happen often. I got the card before 'for students' was part of the name though, so I'm not sure what their requirements are in that regard. Maybe if you have a .edu email from your old school - don't know what your situation is - you can use that to get your way in. Then again I don't know what their requirements are or how they verify those requirements.
I don't have the Cash+ but tried to apply over the phone a month or so ago since the website said you had to apply for the card at a local branch and the nearest one was halfway across the country. The CSR said I couldn't apply over the phone and that given my situation my only possibility would be applying for some other card and then asking to have it upgraded to the Cash+, which I didn't want to go through the hassle of. If you live near a branch then I might go for it though.
The Forward is a good card though, you also get the 5 points as movie theaters and restaurants/fast food. And a bonus after every month of paying on time of 100 points I think.