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Established Contributor
Posts: 945
Registered: ‎02-07-2011

Re: Best Savings Account??

Thanks for all of the feedback!! After some interest %, fee, minimum, etc comparing, I opened an American Express High-Yield savings account - it's currently at 1.15% and has a lot of the features that I think will be helpful. I may add an ING at some point, but I don't love the idea of a hard pull... maybe in the future.

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
Jan 2012 Current Scores: FICO EQ 604 FICO EX ??? TU98 623
Feb 2012 Goal Scores: EQ 620 EX 620 TR 620 (or just the middle to be 620!!)
Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008

Re: Best Savings Account??

SmartyPig is at 1.35 APY right now and is free to join with a soft pull.  It's actually "fun" to use too.  My Discover brings me 1.3 APY but I do not see that offered anymore.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800

Starting Score: 648
Current Score: 736
Goal Score: 765

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