10-05-2013 12:28 PM - edited 10-05-2013 12:28 PM
10-05-2013 12:29 PM - edited 10-05-2013 12:29 PM
10-05-2013 12:44 PM
10-06-2013 09:26 AM - edited 10-06-2013 09:44 AM
@B335is, I have become a bit obsessive compulsive about my credit now that I plan to use it to my advantage within the upcomming years for a mortgage and lease. I live in Philly and apartments in center city tend to focus so much on good credit that they are willing to maintain an irresponsible amount of vacancies for the sake of a "perfect" applicant. It's an absurd real estate racket.
10-06-2013 09:38 AM
Here's some nice reading that will answer all your question
10-06-2013 09:49 AM
@myjourney, Awesome!! Will read!
What we found was a lot of patterns as to who they gave auto luv too
10-06-2013 09:56 AM - edited 10-06-2013 10:27 AM
In the end, I don't think I will ever go over 20% ( Current is 1%) in terms of utilization. I have spent my life maxing out cards and paying them in full which didn't help my credit score at all. Ever since I stuck with the <7% route, with an AAoA of at least 7rs, my credit has been jumping through the roof and I like to keep it that way.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO