10-05-2013 12:20 PM
Good luck! keep us updated.
10-05-2013 12:28 PM - edited 10-05-2013 12:28 PM
10-05-2013 12:29 PM - edited 10-05-2013 12:29 PM
10-05-2013 12:44 PM
10-06-2013 09:26 AM - edited 10-06-2013 09:44 AM
@B335is, I have become a bit obsessive compulsive about my credit now that I plan to use it to my advantage within the upcomming years for a mortgage and lease. I live in Philly and apartments in center city tend to focus so much on good credit that they are willing to maintain an irresponsible amount of vacancies for the sake of a "perfect" applicant. It's an absurd real estate racket.
10-06-2013 09:38 AM
Here's some nice reading that will answer all your question
10-06-2013 09:56 AM - edited 10-06-2013 10:27 AM
In the end, I don't think I will ever go over 20% ( Current is 1%) in terms of utilization. I have spent my life maxing out cards and paying them in full which didn't help my credit score at all. Ever since I stuck with the <7% route, with an AAoA of at least 7rs, my credit has been jumping through the roof and I like to keep it that way.
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