Good luck! keep us updated.
thats what i did, went from a 500 starting to 2000 after 6 months with about the same score as yours.
@B335is, I have become a bit obsessive compulsive about my credit now that I plan to use it to my advantage within the upcomming years for a mortgage and lease. I live in Philly and apartments in center city tend to focus so much on good credit that they are willing to maintain an irresponsible amount of vacancies for the sake of a "perfect" applicant. It's an absurd real estate racket.
Here's some nice reading that will answer all your question
@myjourney, Awesome!! Will read!
What we found was a lot of patterns as to who they gave auto luv too
In the end, I don't think I will ever go over 20% ( Current is 1%) in terms of utilization. I have spent my life maxing out cards and paying them in full which didn't help my credit score at all. Ever since I stuck with the <7% route, with an AAoA of at least 7rs, my credit has been jumping through the roof and I like to keep it that way.