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Best Travel Card

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PinkPanther3719
Contributor

Best Travel Card

I'm currently hanging out in the garden, but would like to apply for a travel card in about 6 month-1 year. What is currently the best travel card? I don't travel often for business, but would be making a few trips across the country, maybe one ever 2-3 months. Just wondering what you guys think is the best and what they offer.

Current Information (05/2016)
Scores: EX: 633, EQ: 619, and TU: 727
Current Utilization: ?%

Goal: All above 750 and no more than 3% utilization
Gardening until 12/31/16 (Hopefully)
Message 1 of 20
19 REPLIES 19
Saleen099
Senior Contributor

Re: Best Travel Card

CITI PRESTIGE. Amex Platinum.

Message 2 of 20
Anonymous
Not applicable

Re: Best Travel Card

Car trips?

Air trips?
Message 3 of 20
PinkPanther3719
Contributor

Re: Best Travel Card


@Anonymous wrote:
Car trips?

Air trips?

Probably a mix of both, and including buses, trains, etc.

Current Information (05/2016)
Scores: EX: 633, EQ: 619, and TU: 727
Current Utilization: ?%

Goal: All above 750 and no more than 3% utilization
Gardening until 12/31/16 (Hopefully)
Message 4 of 20
PinkPanther3719
Contributor

Re: Best Travel Card

I should mention that I don't want a high annual fee, if one at all.

Current Information (05/2016)
Scores: EX: 633, EQ: 619, and TU: 727
Current Utilization: ?%

Goal: All above 750 and no more than 3% utilization
Gardening until 12/31/16 (Hopefully)
Message 5 of 20
Saleen099
Senior Contributor

Re: Best Travel Card


@PinkPanther3719 wrote:

@Anonymous wrote:
Car trips?

Air trips?

Probably a mix of both, and including buses, trains, etc.


 In that case I would Go with the Barclays Arrival+  $89 AF  is waived for the first year .

Message 6 of 20
kdm31091
Super Contributor

Re: Best Travel Card


@PinkPanther3719 wrote:

I should mention that I don't want a high annual fee, if one at all.


Most cards that are considered "really good travel cards" have AFs.

 

If you don't want an AF maybe just a Double Cash. 2% on everything, redeem towards whatever you want. Someone suggested Arrival+ and as usual I just don't get it. It's merely a restricted 2.2% with an AF. But to each their own.

 

Also, consider that you don't plan to app for 6 months to a year. Something new may very well come out by then that eclipses current options, so make sure you look into it later down the line as well.

Message 7 of 20
NRB525
Super Contributor

Re: Best Travel Card


@PinkPanther3719 wrote:

I should mention that I don't want a high annual fee, if one at all.


You might consider the AMEX Hilton HHonors card, the no AF version. Hilton points are the reward, it earns 5 points for Restaurants, Gas and Groceries, so it looks like 2.5% earning rate. 3 points for other spend, so 1.5% for everything else. And, if you stay at the wide range of potential Hilton (Hilton Garden Inn, Doubletree, Hampton, etc) the stays earn more points.

 

There is a FTF but it sounds like you might not be going overseas anyway. If so, then you can complement it with a Quicksilver for no AF, no FTF.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 20
Anonymous
Not applicable

Re: Best Travel Card

Hmm....Planes, Trains and Automobiles...

The Overnighters Club card may be just right for you.
Message 9 of 20
NRB525
Super Contributor

Re: Best Travel Card


@Anonymous wrote:
Hmm....Planes, Trains and Automobiles...

The Overnighters Club card may be just right for you.

Provided someone could find information about it... which I can't...

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 10 of 20
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