10-29-2012 02:24 PM - edited 10-29-2012 02:26 PM
You don't really have much choice, they have a 1% cashback or a 1 point card.. They also have some mortgage card that I'm not familiar with but I think it's just 1% back on mortgage...
I have their Plat card (1% cashback) and it has served me well.
Keep in mind if your not a banking customer they are VERY stingy/stringent on handing out their cards. If you have a decent score you would perhaps be better of elsewhere...what are your goals for this card?
Edit: I have always had solid cusotmer service with thier Credit department (I no longer have a Checkings/Savings account there but that's another story)
Also no Peggy's.....so thats good.
10-29-2012 02:28 PM
I have all the major prime reward cards already. They are the only one that I don't have yet. Thought I just add them before the year end, AAoA wise. If their rewards are stingy it really make no sense then.
10-29-2012 03:38 PM
So I am looking to apply for a WF cc before the years end. I would like to get some input as to what is their best reward cc. Which card would you recommend?
None. Wells Fargo has been the hardest to get with the stingiest credit limits in my experience, and pays back little rewards.
If you want rewards, go with another lender. Take a look at online reviews and anectodal stories here in this forum. I personally like the Chase products, and use the Freedom card. Also, if you are a member I recommend USAA's credit products.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO