@taxi818 wrote:
@Guinness wrote:
@Anonymous wrote:I know the Discover It and AMEX EveryDay card offer 15 months at 0%
Question knowing how much Amex hates balances do you think its a good idea to do a balance transfer to the Everyday? I am also looking for a good BT card and already have the Everyday with the offer but hesitant to do a BT... TIA
Think you been over reading. Far from truth that amex hates balances. i always had balance on my amex and i created thread on that a few months back. and almost every one at least the ones that had a balance. got their cli's and no issue what so ever. in the days when they had only charge cards. maybe true. but now. no way. and even their charge cards have the option to carry balance. so yes. it is a good card. the everyday that is. but the edp is even better in the rewards dept. i beleive 30 swipes per month will get you and extra 20 percent in rewards.
Thanks for the response 
I actually have the everyday preferred and just got my CLI last week to 24k so very happy with Amex. Just was wondering if I should take advantage of the BT offer.
@Guinness wrote:
@taxi818 wrote:
@Guinness wrote:
@Anonymous wrote:I know the Discover It and AMEX EveryDay card offer 15 months at 0%
Question knowing how much Amex hates balances do you think its a good idea to do a balance transfer to the Everyday? I am also looking for a good BT card and already have the Everyday with the offer but hesitant to do a BT... TIA
Think you been over reading. Far from truth that amex hates balances. i always had balance on my amex and i created thread on that a few months back. and almost every one at least the ones that had a balance. got their cli's and no issue what so ever. in the days when they had only charge cards. maybe true. but now. no way. and even their charge cards have the option to carry balance. so yes. it is a good card. the everyday that is. but the edp is even better in the rewards dept. i beleive 30 swipes per month will get you and extra 20 percent in rewards.
Thanks for the response
i would if i had a balance i wanted to carry for a while. i would say the most important rule with amex from what i can guess. even with a balance. is never to pay a minimum payment. 
at least double the minimum and you will be ok. wow. congrats . you at 24k. im currently at 10.5 k on my delta. 2 more months. will go for the 24k as well. won't push it to 25k. as don't want to go thru a hassle. but by all means. i have no fear of carrying balance with amex. too bad i don;t have 0 percent offer with them yet. because of the delta. need to pay my taxes on the thing and hold my cash for travel. so looks like i will pay a little interest the next year. yikes!!!!
@taxi818 wrote:
@Guinness wrote:
@taxi818 wrote:
@Guinness wrote:
@Anonymous wrote:I know the Discover It and AMEX EveryDay card offer 15 months at 0%
Question knowing how much Amex hates balances do you think its a good idea to do a balance transfer to the Everyday? I am also looking for a good BT card and already have the Everyday with the offer but hesitant to do a BT... TIA
Think you been over reading. Far from truth that amex hates balances. i always had balance on my amex and i created thread on that a few months back. and almost every one at least the ones that had a balance. got their cli's and no issue what so ever. in the days when they had only charge cards. maybe true. but now. no way. and even their charge cards have the option to carry balance. so yes. it is a good card. the everyday that is. but the edp is even better in the rewards dept. i beleive 30 swipes per month will get you and extra 20 percent in rewards.
Thanks for the response
i would if i had a balance i wanted to carry for a while. i would say the most important rule with amex from what i can guess. even with a balance. is never to pay a minimum payment.
Yah I have a huge tax bill coming in a few weeks and was thinking about using the BT for my taxes