Best balance transfer card 662 score

[UpmyscoreinFL]

I just paid off one credit card and my score jumped to 662 from 651.  I need to transfer about $7000.00 - $8000.00 to a no interest card.  My discover and Home Depot no interest period will be up soon.  I can probably pay off my target card that is maxed and could get another score bump before applying? What score would I need to be at in order to get approved for another no balance transfer card.  I just need one more year to get this stuff paid off.  Suggestions? Should I pay the target card off and hope for another decent bump before applying?

[UpmyscoreinFL]

662 is equifax from this site.  674 transunion from walmarts credit card site.

[09Lexie]

What else is on your CR's? Baddies, AAOA, inq's?  Do you belong to a CU?

[fot1]

Pay off the target and see what that does to your score.. What is the interest going up to on the cards?  Are you a memeber of a CU? Chase Slate looks like a good BT card, but think your scores might be too low.. Chase is also pretty sensative to new accounts and Inquiries.

[UpmyscoreinFL]

I don't belong to a cu.  I cleaned up everything I could and so I old buy a house a year ago.  I have a short sale from four or five years ago now.  I think one paid collection and some 30-60 day lates that are now over 2 years old. High utilization is what is killing me now.  I had to completely remodel the house I bought on a shoe string budget So that is why I need one more year for a balance transfer card.  I am making headway but not there yet.  As far as inquiries though I haven't really applied for anything in about six months to a year.  I have had credit history for years I have a few accounts that have been open for over ten years.