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@TrueGeminiNC wrote:For me a physical branch is a necessity. I often require Medallion stamps, cashiers checks, the ability to withdraw cash from ATMs without fees and most importantly quick/convinient access to cash. Also, I think it is worth metioning - the ability to build a relationship with your banker.
This ^^.
I take great comfort of when I want to do any banking in branch that I call, setup the appointment and then head in. I personally believe it helps, but many will say otherwise.
@Anonymous wrote:
@TrueGeminiNC wrote:For me a physical branch is a necessity. I often require Medallion stamps, cashiers checks, the ability to withdraw cash from ATMs without fees and most importantly quick/convinient access to cash. Also, I think it is worth metioning - the ability to build a relationship with your banker.
This ^^.
I take great comfort of when I want to do any banking in branch that I call, setup the appointment and then head in. I personally believe it helps, but many will say otherwise.
Yes this is a feature BOA is pushing. I love this convinience too.
@TrueGeminiNC wrote:For me a physical branch is a necessity. I often require Medallion stamps, cashiers checks, the ability to withdraw cash from ATMs without fees and most importantly quick/convinient access to cash. Also, I think it is worth metioning - the ability to build a relationship with your banker.
RIght, but as I said, the internet banks do the bolded bit even better, you can use all your current bank's ATMs and everyone elses, without fees. But I agree things like cashier's checks are much more convenient at a branch, although I need one every 15 years or so.
@longtimelurker wrote:
@TrueGeminiNC wrote:For me a physical branch is a necessity. I often require Medallion stamps, cashiers checks, the ability to withdraw cash from ATMs without fees and most importantly quick/convinient access to cash. Also, I think it is worth metioning - the ability to build a relationship with your banker.
RIght, but as I said, the internet banks do the bolded bit even better, you can use all your current bank's ATMs and everyone elses, without fees. But I agree things like cashier's checks are much more convenient at a branch, although I need one every 15 years or so.
Agree. I think it all boils down to personal preferences. In my case - a cashiers check is required alot more frequently.