Best buy CLI email, HP or SP?

jamesdwi · ‎06-30-2015

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
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OmarGB9 · ‎06-30-2015

Pretty sure it'd be an HP

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SOGGIE · ‎06-30-2015

@OmarGB9 wrote:
Pretty sure it'd be an HP

+1 I think so too. The CLI invite does not say that the inquiry resulting from your request will not affect your credit profile. I would call them and ask first.

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

Skye12329 · ‎06-30-2015

I think its a SP its only asking for an update on income and morg/rent payment basically. SO either they will grant or not. Every lender does this.

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SavorOne - 2500 (12/21)
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GoldSorata · ‎06-30-2015

@Skye12329 wrote:
I think its a SP its only asking for an update on income and morg/rent payment basically. SO either they will grant or not. Every lender does this.

They always ask for income and morgage/rent each time you request a CLI from the website and every time it's been a HP in my experience.

taxi818 · ‎06-30-2015

have had several hp's with citi. but in this case op. whenever you get that offer from citi to update your info. It will be a sp. Even though i can't stand hp happy citi. this is a rare occasion indeed. jump on it.

taxi818 · ‎06-30-2015

@GoldSorata wrote:
@Skye12329 wrote:
I think its a SP its only asking for an update on income and morg/rent payment basically. SO either they will grant or not. Every lender does this.
They always ask for income and morgage/rent each time you request a CLI from the website and every time it's been a HP in my experience.

Yes. that is at users request. but this is at their request so it will be SP so when they ask. sp. when you as user ask. HP.

GoldSorata · ‎06-30-2015

@taxi818 wrote:
have had several hp's with citi. but in this case op. whenever you get that offer from citi to update your info. It will be a sp. Even though i can't stand hp happy citi. this is a rare occasion indeed. jump on it.

You sure? It says or go to that link online, which takes you to their standard CLI request form (that always asks for income and mortgage/rent info)

GoldSorata · ‎06-30-2015

@taxi818 wrote:
@GoldSorata wrote:
@Skye12329 wrote:
I think its a SP its only asking for an update on income and morg/rent payment basically. SO either they will grant or not. Every lender does this.
They always ask for income and morgage/rent each time you request a CLI from the website and every time it's been a HP in my experience.
Yes. that is at users request. but this is at their request so it will be SP so when they ask. sp. when you as user ask. HP.

Interesting. Well if the OP tries it, please report back on what it ends up being.

taxi818 · ‎06-30-2015

@GoldSorata wrote:
@taxi818 wrote:
have had several hp's with citi. but in this case op. whenever you get that offer from citi to update your info. It will be a sp. Even though i can't stand hp happy citi. this is a rare occasion indeed. jump on it.
You sure? It says or go to that link online, which takes you to their standard CLI request form (that always asks for income and mortgage/rent info)

Im sure. i can';t tell you how many times ive went to battle with citi. Example. Below. This is You as users request. This is not what op got. This is at their request. it is golden.