Best buy Visa CLI Declined :(

[Creditaddict]

They don't do sp.
It's tu hp.... Just submit it online for $25k and they will counter back in under an hour usually

[Anonymous]

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@Creditaddict wrote:
They don't do sp.
It's tu hp.... Just submit it online for $25k and they will counter back in under an hour usually

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Oh ok. Thank you. Is it too much too ask for $25K from $300 SL for 2 years? ... did you have experience with them? Are they pretty good with CLI? Do they always pull TU?

[Creditaddict]

Hit or miss... I went $300 to $5k but had to recon.
They don't seem to like baddies to much

[Anonymous]

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@Creditaddict wrote:
Hit or miss... I went $300 to $5k but had to recon.
They don't seem to like baddies to much

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Im in California, do they always pull TU? I don't want anymore hit on my EX and EQ. I only have 2 inquiries on my TU.

[Creditaddict]

Yes tu

[Anonymous]

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@Creditaddict wrote:
Yes tu

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Thank you . Ist the phone number on the back of the CC to call? or I can do it online?

[Creditaddict]

Either. If you call and are denied you can ask instantly to be transferred to credit

[Anonymous]

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@Creditaddict wrote:
Either. If you call and are denied you can ask instantly to be transferred to credit

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Thank you Creditaddict! .

Sorry OP, I didn't mean toi hijack your thread.

[TiggerDat]

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@ddemari wrote:
I would use the card here and there in stead of socking it. They probably want to see some use on it before giving you a CLI and with citi since it's going to be a hard pull when you ask, you may as well maximize your chances.

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I have to admit most banks do like to see usage on their cards to give CLIs.  However, for me anyway, Citi doesn't seem to care if I use my Dividends card and simply gives me increases when I ask for them.  I actually think I am going to PC that card to a DC card.

[TiggerDat]

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@Anonymous wrote:

Sorry to hear about your denial for CLI OP. Was it a hard pull?                                     This is my lowest limit card. I called many time CS and asked about CLI to see if it's a hard pull. They said all CLI are HP. My card is at $300 limit since it was a MC and now a citi visa. I have this card for 2 years and not a single CLI from Best Buy. I'm thinking about closing this card. I don't know if it's worth it to ask for CLI and get ding on a HP. Will it hurt my AAOA is I close this card? 

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Well it would still report for 10 years. 

The reason they won't give a CLI on the card might not be a Citi policy.  I have a Home Depot card and I never get CLIs on it and if I ask I am told it is a HP.  I asked about that they told me it was a Home Depot policy not a Citi policy.  I also have a Dividends card with them and that gets CLIs with only a soft pull or maybe even no pull.