Best buy citi

[Anonymous]

How do you know if online is a SP or HP? I tried different amount and get the same thing saying they may need to check my credit score. Should I call them and ask for an amount and ask if it's SP?

[b_diddy]

If they warn about checking your credit report, it is 9/10 times a HP.  Yes, you call CSR and see if they will consider CLI with a SP.

[Creditaddict]

I believe the store card is still sp if you take the instant counter but the MC is for sure HP's!!! (TU)

[FinStar]

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@Creditaddict wrote:

I believe the store card is still sp if you take the instant counter but the MC is for sure HP's!!! (TU)

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The store card is similar to MC, it will be HP (fairly rare when they offer SP option).

[xsvspd]

This is by far my worst card. It started with a $250 limit a couple years ago, and is still my lowest limit by a long shot at $750. There's an annual fee of $49, and I'll be closing this card right before the next annual fee hits.

[laz98]

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@FinStar wrote:

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@Creditaddict wrote:

I believe the store card is still sp if you take the instant counter but the MC is for sure HP's!!! (TU)

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The store card is similar to MC, it will be HP (fairly rare when they offer SP option).

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Not true.  We have the store card & all of our CLIs with them have been SP, whether requested online or auto.

[Skye12329]

Does it go to an asking screen when clicked? If so does it say on the screen whether a report pull is needed? Ive never done it besides the fact of getting an auto of $200

[FinStar]

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@laz98 wrote:

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@FinStar wrote:

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@Creditaddict wrote:

I believe the store card is still sp if you take the instant counter but the MC is for sure HP's!!! (TU)

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The store card is similar to MC, it will be HP (fairly rare when they offer SP option).

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Not true.  We have the store card & all of our CLIs with them have been SP, whether requested online or auto.

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Read the bolded part, I never stated impossible - fairly rare.  Most folks would likely not be elegible via the SP route.

[Anonymous]

My last request to bring my CL from $3400 to 4k resulted in a HP. I was given auto CLIs since 2010...started at $1500 and stopped last year at $3400. I don't remember the verbiage on the request screen.

[laz98]

Maybe you're right.  But yours would be the only post I can recall stating so.  My post wasn't very well written, so my apologies.