cancel
Showing results for 
Search instead for 
Did you mean: 

Best buy store card requirements?

tag
Jesster
Valued Member

Best buy store card requirements?

I'm looking in the near future to buy a TV. I'd love the 0% deal at BB. What is necessary to get the BB store card? Can this do it?

 

My credit file looks like this:

 

AS OF LAST WEEK

 

EQ MyFico: 657 

TU via Amex: 711

EX (via Cap1) 738

Kay card opened 8y4m ago 0 bal Closed, inactivity

Cap1 700$ opened 6m ago 0 bal

Amex Green opened 1m ago 65$ bal

Local CU $500 LoC opened 1m ago. 0 bal

AAoA 2y.

2 Med collections over 3y old. (EQ only)

3-5 inq.

 

Give it to me straight...

Human beings, who are almost unique in having the ability to learn from the experience of others, are also remarkable for their apparent disinclination to do so. ~Douglas Adams

Cap1 Secured - $700 (chopping block)/ Amex Green / AmazonGEMB - $3200 / Amex BCE - $3200 / Chase Freedom - $3000 / Discover More $3500
Message 1 of 18
17 REPLIES 17
konabill
Regular Contributor

Re: Best buy store card requirements?

 Equifax was pulled when my score was @ 630  7 or 8 months ago.   

      I received the HSBC card with $750 limit.   

          No interest for 18 months if paid in full before then. Hope this info helps   




TU 802 EQ 806
*USAA*PENFED*NFCU*AMEX*DISCOVER*CiTi*WALMART*BESTBUY*
Message 2 of 18
smc733
Valued Contributor

Re: Best buy store card requirements?

HSBC is the only card to get unfortunately, no more new applications run through Chase.  :/

 

I got the garbage Program B (no CLI, EVER) for $600 even with the scores in my sig.  Best buy lost my business to Amazon with GEMB because they can't pick a normal bank.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 3 of 18
Anonymous
Not applicable

Re: Best buy store card requirements?

I'll tell you like i tell everyone else:

 

Apply in-store and know the amount of the purchase, as there is a spot to put that on the app, and they enter that into the computer with the app. 

I applied for my second BB card in mid-2010, and received $3600 limit (now $4700) with similar EQ score.

 

eta:  Actually my EQ was around 674, and I also did not have any collections, so YMMV.  I didn't see that until just now.

Message 4 of 18
andre181
Established Contributor

Re: Best buy store card requirements?

Slightly off topic: if you apply for an Amazon store card, they have a 24 month no interest deal on HDTVs. Just something to consider.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 5 of 18
Jesster
Valued Member

Re: Best buy store card requirements?

Good idea Andre. Just app'd for Amzn store care. Approved. $$1700. Thanks for the advice!

Human beings, who are almost unique in having the ability to learn from the experience of others, are also remarkable for their apparent disinclination to do so. ~Douglas Adams

Cap1 Secured - $700 (chopping block)/ Amex Green / AmazonGEMB - $3200 / Amex BCE - $3200 / Chase Freedom - $3000 / Discover More $3500
Message 6 of 18
smc733
Valued Contributor

Re: Best buy store card requirements?

Much better choice.  That's how I replaced BB, generous CLIs on this card from what I hear, plus no dealing with HSBC.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 7 of 18
andre181
Established Contributor

Re: Best buy store card requirements?

Congrats on the nice CL. Glad I could help!
Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 8 of 18
tsquad131
Frequent Contributor

Re: Best buy store card requirements?

I got approved in March 2010 for $1,000 with scores around 630 and at least 10+ inquiries on all bureaus and no baddies, just got a increase 2 months ago to $1,200. AAoA 8 months Im a 19 year old student. At the time they had 36 months on purchases $599 and up no interest financing.

amazon
Message 9 of 18
CCOCD
Valued Member

Re: Best buy store card requirements?

I would apply.I am a big fan of BB.Great finance great customer service.Bought tv in November,it went on sale during black Friday,took receiptnto store.$130.00 credit back on card.Have NEVER paid interest in 5 years with them.



Starting Score: 672
Current Score: EQ ? TU 698
Goal Score: 725


Take the FICO Fitness Challenge
Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.