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I'm looking in the near future to buy a TV. I'd love the 0% deal at BB. What is necessary to get the BB store card? Can this do it?
My credit file looks like this:
AS OF LAST WEEK
EQ MyFico: 657
TU via Amex: 711
EX (via Cap1) 738
Kay card opened 8y4m ago 0 bal Closed, inactivity
Cap1 700$ opened 6m ago 0 bal
Amex Green opened 1m ago 65$ bal
Local CU $500 LoC opened 1m ago. 0 bal
AAoA 2y.
2 Med collections over 3y old. (EQ only)
3-5 inq.
Give it to me straight...
Equifax was pulled when my score was @ 630 7 or 8 months ago.
I received the HSBC card with $750 limit.
No interest for 18 months if paid in full before then. Hope this info helps
HSBC is the only card to get unfortunately, no more new applications run through Chase. :/
I got the garbage Program B (no CLI, EVER) for $600 even with the scores in my sig. Best buy lost my business to Amazon with GEMB because they can't pick a normal bank.
I'll tell you like i tell everyone else:
Apply in-store and know the amount of the purchase, as there is a spot to put that on the app, and they enter that into the computer with the app.
I applied for my second BB card in mid-2010, and received $3600 limit (now $4700) with similar EQ score.
eta: Actually my EQ was around 674, and I also did not have any collections, so YMMV. I didn't see that until just now.
Slightly off topic: if you apply for an Amazon store card, they have a 24 month no interest deal on HDTVs. Just something to consider.
Good idea Andre. Just app'd for Amzn store care. Approved. $$1700. Thanks for the advice!
Much better choice. That's how I replaced BB, generous CLIs on this card from what I hear, plus no dealing with HSBC.
I would apply.I am a big fan of BB.Great finance great customer service.Bought tv in November,it went on sale during black Friday,took receiptnto store.$130.00 credit back on card.Have NEVER paid interest in 5 years with them.