Credit Card Center Advertiser Disclosure

Reply
Contributor
Posts: 92
Registered: ‎08-28-2016
0 Kudos

Re: Best card for a student with part-time income?

Now that you've built up some history with Chase, it is quite likely that your next card with them will have a higher limit. My Freedom had a limit of 500$, and on applying 6 months later, ended up getting a 6k limit on the CSP.

Valued Contributor
Posts: 1,081
Registered: ‎01-17-2012

Re: Best card for a student with part-time income?

[ Edited ]

If AF is not a deal breaker I'd recommend the Amex BCP, 6% on Groceries, 3% on Gas is a pretty solid combo. Also 3% at department store if that's your thing..

Amex Green • Amex BCP • Amex HH (Surpass®) • Barclay Rewards • Chase World of Hyatt • Capital One Quicksilver • Discover it • PENFED Platinum Rewards • Marvel MC • Amazon Store • Kohls Store • CL $92,130 • Car Loan (PENFED) 1.99%

FICO® 8 Scores 790+
Established Contributor
Posts: 678
Registered: ‎11-07-2016

Re: Best card for a student with part-time income?


lamboz wrote:

Now that you've built up some history with Chase, it is quite likely that your next card with them will have a higher limit. My Freedom had a limit of 500$, and on applying 6 months later, ended up getting a 6k limit on the CSP.


I do like the Amazon card but am just concerned about getting a toy limit...


TU FICO 8: 751 (8/17) — Ex FICO 8: 726 (9/17)
Established Contributor
Posts: 678
Registered: ‎11-07-2016
0 Kudos

Re: Best card for a student with part-time income?


mitchblue wrote:

If AF is not a deal breaker I'd recommend the Amex BCP, 6% on Groceries, 3% on Gas is a pretty solid combo. Also 3% at department store if that's your thing..


The BCE was on my short list but I would really like some more CL with V/MC first. My spending right now is definitely not worth any AF; I'm mainly looking to establish my credit and have some good, usable limits.


TU FICO 8: 751 (8/17) — Ex FICO 8: 726 (9/17)
Established Contributor
Posts: 678
Registered: ‎11-07-2016
0 Kudos

Re: Best card for a student with part-time income?

[ Edited ]

I do have BoA's 3-2-1 card on my list. Is the 10% customer bonus on redemption as simple as having a savings account, or am I missing something? I know they're generally a HP CLI but I hear their CLI's are more worthwhile than Chase usually is... I know my scores are good right now but has anybody with a part-time income gotten a good SL? Would I do better or worse app'ing for the student version? I'm not currently a customer, but I would be willing to open a savings account first.


TU FICO 8: 751 (8/17) — Ex FICO 8: 726 (9/17)
Established Contributor
Posts: 721
Registered: ‎11-24-2016
0 Kudos

Re: Best card for a student with part-time income?

What is your opinion on Chase AARP?


Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-765,Eq08-749,Tu08-741
Goal Score: Ex08-760,Eq08-760,Tu08-760


Take the myFICO Fitness Challenge
Highlighted
Established Contributor
Posts: 678
Registered: ‎11-07-2016
0 Kudos

Re: Best card for a student with part-time income?

I like the card but I'm opposed to AARP for political reasons (a discussion outside the TOS I'm sure...) so it's off the table for me. If it was a Chase-branded card I probably would've already app'd.

TU FICO 8: 751 (8/17) — Ex FICO 8: 726 (9/17)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.