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Established Member
santi16
Posts: 37
Registered: ‎03-24-2013

Best card for back to school spending

Schools right around the corner for me and that means i have books and other junk to pay for haha.

What are some ideal cards for this sort of spending? Preferably some food cashback too because i get hungry :smileyvery-happy:
Senior Contributor
longtimelurker
Posts: 4,201
Registered: ‎04-22-2013

Re: Best card for back to school spending

Citi Forward for students.  5x on food, 5x on books and entertainment.


From highest to lowest: Amex BC (42K), Cap One , CSP, Fidelity Amex, Cap One, Penfed Plat Rewards x2, , Citi TY Pref, Citi TY Premier, Citi Plat Select AA, US Bank Cash Plus, Chase Amazon, Chase Freedom, Amalgamated Bank MC, Citi Forward, BCE, Sallie Mae (5K)

Contributor
wche
Posts: 107
Registered: ‎01-29-2013

Re: Best card for back to school spending

I would recommend Sallie Mae Rewards MC for your school and food spending:

 

5% gasoline category rewards are earned on the first $250 net purchases made per monthly billing cycle. 

5% groceries category rewards are earned on the first $250 net purchases made per monthly billing cycle. 

5% books category rewards are earned on the first $750 net purchases made per monthly billing cycle at eligible book stores. (Amazon, Barnes&Noble for textbooks).

Everything else, 1% cashback.

 

 

Otherwise, you can also apply for the Citi Forward Stuent Card.

5% points at Restaurants (including fast food), Movies, and Bookstores (Amazon counts)

BoA Better Rewards: 5K | Citi Forward: 8.6K | Chase Freedom: 5.4K | Discover IT: 7K | Amex BlueSky: 12.4K | Chase IHG: 5K | Barclays Arrival: 4K | Chase CSP: 10K

TU FICO 755
Established Member
santi16
Posts: 37
Registered: ‎03-24-2013

Re: Best card for back to school spending

[ Edited ]
How difficult are these cards to get?
Moderator
09Lexie
Posts: 22,542
Registered: ‎09-13-2012

Re: Best card for back to school spending

Established Member
santi16
Posts: 37
Registered: ‎03-24-2013

Re: Best card for back to school spending

[ Edited ]
Sure. My scores are low side right know due to carrying some balances but should shoot up as soon as some statements cut :smileyhappy:

DCU EQ 665 WAL TU 701 EX ??? No baddies what so ever about a year of credit history

Current cards are:

Walmart $2000
Barclays NFL $2000
Chase Freedom $1000
AMEX BCE $1000
Sears $3000
Target $200 : [
Discover IT $800
eBay mastercard $2000
Kays $300 : [[

Will be disposing of some of these soon hopefully lol. I am a 20 year old student with a part time job if that matters :smileyhappy:
Established Member
santi16
Posts: 37
Registered: ‎03-24-2013

Re: Best card for back to school spending

?
Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: Best card for back to school spending

How many recent inquiries do you have? What's the utilization at? How many of those accounts are less than a year old?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).

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