07-21-2013 05:45 PM
07-21-2013 05:46 PM - edited 07-21-2013 05:47 PM
Barclays rewards gives you 2X the spend. I believe there isn't a cap. I have to look at my card to verify. Also I have heard about the BOA 123 card that many have talked about. Oh and the BCP card too may be great for you depending on the cap if any. BTW, that is truly eating you out of house and home!
07-21-2013 05:47 PM
Well just hanging out thinking about my jan 14 app spree. I noticed my kids are eating me out of house and home spend about 1500 per month. What's the best card?
First Blue Cash Preferred, this gives you 6% on the first $6K. Biggest discount apart from some limited 10% offers for 90 days.
After the 6K, uncapped cards include:
Citi Thank You from a branch. This has 5% for a year (TD and other banks also give you 5%, but for 6 months or 90 days, might be too much hassle.)
Penfed Sig Rewards: Uncapped 3% on groceries, but will require you to have another type of account with Penfed.
Several cards with monthly caps:
Barclays Sallie Mae: 5% on up to $250 per month (shared with gas)
Freedom/Discover in some quarters, 5% up to $1500 per quarter.
07-21-2013 05:49 PM - edited 07-21-2013 05:49 PM
Blue Cash Everyday/Preferred would be good for you, but both have a limit of $6,000 in purchases per year. I use my Bank of America CashRewards card for groceries and it has a similar cap ($1500/quarter).
Maybe the Penfed Platinum Rewards card? It was recently changed from 3% to 2% for supermarket but I don't believe they have any cap on annual spending.
Edit: I think others beat me to this ! =P
07-21-2013 05:54 PM
As in my response: Citi Thank You is uncapped in spend, but only good for 12 months (which is fine). Penfed is uncapped at 3% with a "qualifying" account
07-21-2013 06:07 PM
07-21-2013 06:07 PM
Is penfed for military only?
No, it's not like NFCU, any one can join Penfed by making a donation (something like $15-20) to one of two charities.
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