07-21-2013 05:45 PM
07-21-2013 05:46 PM - edited 07-21-2013 05:47 PM
Barclays rewards gives you 2X the spend. I believe there isn't a cap. I have to look at my card to verify. Also I have heard about the BOA 123 card that many have talked about. Oh and the BCP card too may be great for you depending on the cap if any. BTW, that is truly eating you out of house and home!
07-21-2013 05:47 PM
Well just hanging out thinking about my jan 14 app spree. I noticed my kids are eating me out of house and home spend about 1500 per month. What's the best card?
First Blue Cash Preferred, this gives you 6% on the first $6K. Biggest discount apart from some limited 10% offers for 90 days.
After the 6K, uncapped cards include:
Citi Thank You from a branch. This has 5% for a year (TD and other banks also give you 5%, but for 6 months or 90 days, might be too much hassle.)
Penfed Sig Rewards: Uncapped 3% on groceries, but will require you to have another type of account with Penfed.
Several cards with monthly caps:
Barclays Sallie Mae: 5% on up to $250 per month (shared with gas)
Freedom/Discover in some quarters, 5% up to $1500 per quarter.
07-21-2013 05:49 PM - edited 07-21-2013 05:49 PM
Blue Cash Everyday/Preferred would be good for you, but both have a limit of $6,000 in purchases per year. I use my Bank of America CashRewards card for groceries and it has a similar cap ($1500/quarter).
Maybe the Penfed Platinum Rewards card? It was recently changed from 3% to 2% for supermarket but I don't believe they have any cap on annual spending.
Edit: I think others beat me to this ! =P
07-21-2013 06:07 PM
No, you can join if you aren't affliated with the military directly. If you look at their membership requirements you can also make donations to certain charities/organizations to become eligible.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.