Best card for thin file 752 Fico

[Brianinpa18330grh]

CR only shows 2 AU accounts. 753 EQ Fico. Anyone good for an instant automated approval based on Fico? 0 inqs, 0% uit 2yr. AAoA.

Thanks

[Anonymous]

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@Brianinpa18330grh wrote:

CR only shows 2 AU accounts. 753 EQ Fico. Anyone good for an instant automated approval based on Fico? 0 inqs, 0% uit 2yr. AAoA.

Thanks

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The Amex Zync maybe?

[tsquad131]

citi forward or amazon.com chase visa

[vish1]

i will call the bank before applying and ask them clearly if they consider only AUs to be valid history because you don't have financial responsibility there and some banks wont like that.

If you don't get a sensible answer from the frontline reps, call backdoor but dont apply unless someone indicates you that they don't mind your situation. Going to a local CU and talking to an agent there won't be a bad idea either.

[android01]

IMO, people with thin files would probably have the best luck getting a credit card where they currently bank, provided you have a good relationship and history with them. 

[fused]

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@android01 wrote:

IMO, people with thin files would probably have the best luck getting a credit card where they currently bank, provided you have a good relationship and history with them. 

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Great idea!!!!!

[tsquad131]

Also try capital one its a good card to start building with

[Anonymous]

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@tsquad131 wrote:

Also try capital one its a good card to start building with

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752 Fico is too good for CapOne IMO.

[tsquad131]

yeah but the OP has no cards in his/her own name only AU cards

[cdtotten]

Exactly, just because you are the AU on a credit card with a company, does not mean you have a clean history with them... you have no history. From the CCCs eyes, you aren't a customer of theirs.

I would stick with an entry level card - capital one is good about this. Don't expect a big CL, but you have to get your foot in the door somewhere. As someone else recommended, an Amex Zync might also be a good card to start with. After 12 months, you should be able to pick up a revolver with them.