Best non-military CU, CC with high limits?

[MountainHiker]

Want to add a third CC and think a Credit Union is a good way to go.Which non military CU would you recommend for good service and high starting limits? I'm in florida but don't mind working with a credit union out of state. Thanks.

[MountainHiker]

Any opinions?

[pkhuu78]

Alliant (http://www.alliantcreditunion.org)

[DaveSignal]

PSECU - if you live in PA.  + you can get EX FICOs.

NCSECU - if you are a state employee in North Carolina.  Can get an EMV debit card.

PenFed - You need really good credit for this card, but the Platinum Rewards is truely elite.

EDIT: sorry... just realized that OP is in Florida.  Try http://www.flcu.org

[Anonymous]

The Golden1 Credit Union

Digital Federal Credit Union

Patelco Credit Union

These are among the top 50 credit unions by membership and available for anyone to join.

[LS2982]

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@MountainHiker wrote:

Want to add a third CC and think a Credit Union is a good way to go.Which non military CU would you recommend for good service and high starting limits? I'm in florida but don't mind working with a credit union out of state. Thanks.

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You may want to check out the loophole way of getting in to PSECU.

http://ficoforums.myfico.com/t5/Credit-Cards/Would-you-pay-75-bucks-to-join-PSECU/td-p/1610412

[swpopham]

I thought when you got the freedom card you were done for awhile... you haven't even gotten the chase card yet huh? Not being a dick but i would chill for 6 months or so

[MountainHiker]

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@LS2982 wrote:

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@MountainHiker wrote:

Want to add a third CC and think a Credit Union is a good way to go.Which non military CU would you recommend for good service and high starting limits? I'm in florida but don't mind working with a credit union out of state. Thanks.

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You may want to check out the loophole way of getting in to PSECU.

http://ficoforums.myfico.com/t5/Credit-Cards/Would-you-pay-75-bucks-to-join-PSECU/td-p/1610412

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Thanks I'll check it out.

[MountainHiker]

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@swpopham wrote:
I thought when you got the freedom card you were done for awhile... you haven't even gotten the chase card yet huh? Not being a dick but i would chill for 6 months or so

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No you are not being............... off base I'm not apping again until march but nothing wrong with planning ahead. Actually, the planning stage is part of the fun of achieving goals. And no the card is not here yet but has been mailed out

[DaveSignal]

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@MountainHiker wrote:

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@LS2982 wrote:

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@MountainHiker wrote:

Want to add a third CC and think a Credit Union is a good way to go.Which non military CU would you recommend for good service and high starting limits? I'm in florida but don't mind working with a credit union out of state. Thanks.

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You may want to check out the loophole way of getting in to PSECU.

http://ficoforums.myfico.com/t5/Credit-Cards/Would-you-pay-75-bucks-to-join-PSECU/td-p/1610412

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Thanks I'll check it out.

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I don't think that loophole is valid.   I got into PSECU without being a state-resident, but thats because I have a PA driver's license.  I called and asked about this before applying for membership and was told to fill out the application using a PA address (I used the address of family currently living in PA).  They wouldn't have told me to apply this way if they were just going to let any out-of-staters in.