Best practices

[Anonymous]

Hey guys.

I've opened a few different accounts, i.e. PRG, Discover, CSP and Venture...all within the last two months.  Obviously chaining myself to something is garden is the next step, but should I be considering cutting a few of the lower limits or should I sit tight?

THanks!!

[red259]

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@Anonymous wrote:

Hey guys.

I've opened a few different accounts, i.e. PRG, Discover, CSP and Venture...all within the last two months.  Obviously chaining myself to something is garden is the next step, but should I be considering cutting a few of the lower limits or should I sit tight?

THanks!!

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Sit tight unless you have to pay an AF on a card you don't need or want. 

[Anonymous]

Sit real tight!.. 

dont app more because lenders will tend to see that as looking for too much credit. 

app for what you really really need in the next months!

[Pway]

I agree with the others sit tight. 

[takeshi74]

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@Anonymous wrote:

I've opened a few different accounts, i.e. PRG, Discover, CSP and Venture...all within the last two months.  Obviously chaining myself to something is garden is the next step, but should I be considering cutting a few of the lower limits or should I sit tight?

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Your call despite the inevitable "do not close if no AF" replies as best is subjective.  Everyone does not have the same needs/wants/credit/preferences/priorities/goals/etc.

Use the info in this thread linked in the Helpful Threads sticky to help you in your decision:

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=117125&jump=true