@CreditMagic7 wrote:
Ok guys, here's a brand new one for us. Maybe i'm the recipient of the very first batch of these.
I suspect it's an internal offshoot from First Premier or it's subsidiary
First time i ever seen this one. Yes, i save these in dated order and as a reminder of how driven these types are for the desparate unsuspecting consumer at large.
First Savings Bank (Preapproved Credit Card) MC
PO Box 5020 Sioux City, SD 57117
Credit Limit Up To $1,500
Most customers receive an initial credit limit of $350; some higher
APR. 29.9%
Annual Fee $75
Notice: Some of the set-up and maintenance fees will be assessed before you begin using your card.
If assigned the minimum credit limit of $350 your initial available credit will be only $275
For a nominal fee of just $4.95 per month billed directly to your card, enjoy the benefits of The Premium Club.
Reply by March 17, 2014 to get your First Savings Credit Card.
PFFFFFTTTTTT!
It's no Barclays, but it's reasonable... ")
30-ish years ago a CC company (I can't remember if it was a high interest card) sent my parents pre-approval offers almost every day for months on end. At first my mom burned them, then she started stuffing everying back in the envelope and mailing it back, finally she wrote a LONG letter and mailed it back in their return envelope. She made up this long story about my dad being fired from his job, that she had exhausted her savings just to feed the kids, we couldn't afford the gas to heat the house or cook dinner so she had been burning their offers in the fireplace to heat the house and cook our food. She gave them a big thank you for saving the family from death due to hypothermia or starvation.
It was hilarious! 
My mother had a really great sense of humor. I can't remember if that stopped their offers or not
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