Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 699
Registered: ‎03-16-2012
0

Best restaurant card

What would be the best card for dining???


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Best restaurant card

I read Citi Forward.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Contributor
Posts: 92
Registered: ‎11-21-2012
0

Re: Best restaurant card

My discover more is 5% cash back on movies and restaurants this 1/4......Smiley Happy

Amex BCE...Amex ED...Barclay WMC...Priceline Rewards Visa...Cap One Venture...Total Rewards Visa...Wells Fargo Visa...Discover IT...Pay Pal Smart Connect...Overstock Store Card...Lowe's Store Card


Highlighted
New Contributor
Posts: 107
Registered: ‎12-23-2012
0

Re: Best restaurant card

There are some cards which give you 5% on restaurants as a rotating category.

There are many cards which give you 2% all the time

Citi Forward credit card gives you 5% on restaurants all the time.

Valued Contributor
Posts: 1,419
Registered: ‎01-14-2009
0

Re: Best restaurant card

[ Edited ]

A lot of people on here will say the Citi Forward card, but IMHO the Citi ThankYou points aren't that great.

 

Between January - March 2013, Discover is giving 5% cashback.

 

You should also consider the US Bank Cash+ if you're near a US Bank branch since they are no longer accepting phone/online apps.

Super Contributor
Posts: 6,017
Registered: ‎12-11-2011
0

Re: Best restaurant card

Either citi forward or CSP. Citi forwards 5% on restaurants wont translate into a true 5% cash back but it is still good.
Csp is 2%, and paired with the rest its good for its a definite contender. Plus you get UR points.
Valued Contributor
Posts: 1,607
Registered: ‎09-15-2012
0

Re: Best restaurant card

Forward will translate into 5% if you use it for student loan or mortgage payments, or if you also have a higher tiered Citi card.

I plan to use it as extra payments on my student loans, thereby Reducing my interest payments over time

In My Wallet: Amex BCP (12/12) $32,000, Chase Freedom (12/12) $16,500, Citi Forward (12/12) $14,600, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Thank You Premier (6/15) $6,800

Last App: June 27, 2015
Community Leader
Valued Contributor
Posts: 1,408
Registered: ‎07-12-2011
0

Re: Best restaurant card


kobe2012 wrote:

What would be the best card for dining???


I asked this question some time ago also!  I guess there really aren't any good ones out there.  Other then the rotating catagories of the Chase Freedom and the Discover 5% most cards offer 2% with bonuses at end of year for over-all spending on the card.  Here is the list that I came up with:  citi forward 5pts/ CSP 2 pts/ Disney Premier Visa 2 pts/  Chase Saphire 2pts/ Discover Open Road 2%/ Amex TE 2%/ Blue Sky Pref 2pts/  Marriott Rewards Premier 2pts/ Sony CapOne 2pts/ MTV CapOne 2pts/ Chase Hyatt 2pts and last but not least-  Ink Cash Business 2pts

Hope this helps.  Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: Best restaurant card

The Cash+ would be the best if you set both your choices restaurant and fast food(includes starbucks).  You would essentially get 6.25 with the $25 bonus. Smiley Tongue

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Community Leader
Valued Contributor
Posts: 1,408
Registered: ‎07-12-2011
0

Re: Best restaurant card


flowfaster wrote:

The Cash+ would be the best if you set both your choices restaurant and fast food(includes starbucks).  You would essentially get 6.25 with the $25 bonus. Smiley Tongue


Great card too!  Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.