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Best restaurant card

Established Contributor

Best restaurant card

What would be the best card for dining???


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
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48 REPLIES
Established Contributor

Re: Best restaurant card

I read Citi Forward.


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Contributor

Re: Best restaurant card

My discover more is 5% cash back on movies and restaurants this 1/4......Smiley Happy

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New Contributor

Re: Best restaurant card

There are some cards which give you 5% on restaurants as a rotating category.

There are many cards which give you 2% all the time

Citi Forward credit card gives you 5% on restaurants all the time.

Valued Contributor

Re: Best restaurant card

A lot of people on here will say the Citi Forward card, but IMHO the Citi ThankYou points aren't that great.

 

Between January - March 2013, Discover is giving 5% cashback.

 

You should also consider the US Bank Cash+ if you're near a US Bank branch since they are no longer accepting phone/online apps.

Super Contributor

Re: Best restaurant card

Either citi forward or CSP. Citi forwards 5% on restaurants wont translate into a true 5% cash back but it is still good.
Csp is 2%, and paired with the rest its good for its a definite contender. Plus you get UR points.
Valued Contributor

Re: Best restaurant card

Forward will translate into 5% if you use it for student loan or mortgage payments, or if you also have a higher tiered Citi card.

I plan to use it as extra payments on my student loans, thereby Reducing my interest payments over time

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Community Leader
Valued Contributor

Re: Best restaurant card


kobe2012 wrote:

What would be the best card for dining???


I asked this question some time ago also!  I guess there really aren't any good ones out there.  Other then the rotating catagories of the Chase Freedom and the Discover 5% most cards offer 2% with bonuses at end of year for over-all spending on the card.  Here is the list that I came up with:  citi forward 5pts/ CSP 2 pts/ Disney Premier Visa 2 pts/  Chase Saphire 2pts/ Discover Open Road 2%/ Amex TE 2%/ Blue Sky Pref 2pts/  Marriott Rewards Premier 2pts/ Sony CapOne 2pts/ MTV CapOne 2pts/ Chase Hyatt 2pts and last but not least-  Ink Cash Business 2pts

Hope this helps.  Smiley Happy


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Established Contributor

Re: Best restaurant card

The Cash+ would be the best if you set both your choices restaurant and fast food(includes starbucks).  You would essentially get 6.25 with the $25 bonus. Smiley Tongue

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Community Leader
Valued Contributor

Re: Best restaurant card


flowfaster wrote:

The Cash+ would be the best if you set both your choices restaurant and fast food(includes starbucks).  You would essentially get 6.25 with the $25 bonus. Smiley Tongue


Great card too!  Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K